Our Alabama bankruptcy lawyers may take clients through the legal process and then beyond to a brighter future
During your no-obligation consultation, our Alabama bankruptcy lawyers will listen to the specifics of your situation. They want to understand why you are currently in such a situation because that may be the best way to help you get out of that situation - and stay out of it forever. Our Alabama bankruptcy lawyers may not only help you select the best approach to filing your case, they may also help you reestablish credit after your petition has been approved.
Our Alabama bankruptcy lawyers believe that it takes more than a court decision to rebuild your future. While a successful case is a solid first step, they also may provide the continuing assistance needed to ensure ongoing success.
When your case closes, our Alabama bankruptcy lawyers should may provide professional guidance and counseling. You may receive, for example, and easy-to-understand set of case-closing rules. By carefully following this list, you may be able to finance a home as early as two years after bankruptcy. Similarly, you may likely be able to get credit for a car after your discharge. And, surprisingly, you probably will receive credit card solicitations shortly after your discharge.
If you want help in solving your financial problems, call on our Alabama bankruptcy lawyers.
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Birmingham
2 North 20th Street Suite 1150 Birmingham, AL 35203 Map | Directions Case Evaluation | Coverage |
Dothan
1752 Whatley Drive Dothan, AL 36303 Map | Directions Case Evaluation | Coverage |
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Huntsville
107 North Side Square Huntsville, AL 35801 Map | Directions Case Evaluation | Coverage |
Montgomery
566 S. Perry Street Montgomery, AL 36104 Map | Directions Case Evaluation | Coverage |
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Muscle Shoals
1700 Wilson Dam Rd Muscle Shoals, AL 35661 Map | Directions Case Evaluation | Coverage |
Tuscaloosa
6726 Old Greensboro Rd. Suite A Tuscaloosa, AL 35405 Map | Directions Case Evaluation | Coverage |
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Change can be a good thing
You're really the only one who has to make sure that you never again have to face a difficult financial crisis. And you can start as soon as your case is closed. By carefully following these simple steps you may be able to avoid ever again facing enormous financial burdens.
Step One -- Control your spending. After a bankruptcy, you should have a new lease on life. It may be the perfect time to "clean up your act." In fact, a bankruptcy often brings so much relief that emotionally compulsive spending should subside on its own. In any event, our experienced lawyers should give you tips and resources to keep your spending patterns in line.
Step 2 - Live within a budget. Budgeting takes discipline, but you may only need an hour to sit down and figure out a budget. Then, you will have to live by it. You may get help from any number of sources. Our lawyers may help you with the basics and point you in the right direction for more help.
Step 3 - Start a savings plan. When your debts are gone, you should be able to save each month, as long as you stick to your budget. Check into whether or not your employer has a 401K program. You may also have automatic deductions made from your paycheck.
Step 4 - Rebuild your credit. Maybe you think you may never want to borrow any money again or use credit cards. The reality is, borrowing money usually is part of reestablishing your credit. If you are able to start building a solid track record immediately after your discharge, your credit rating may go up dramatically because credit rating formulas typically weigh your recent behavior most heavily.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.