Get quality representation from an Arizona bankruptcy attorney of Total Bankruptcy
You should call an Arizona bankruptcy attorney when the constant worrying about paying your bills keeps you up at night. An Arizona bankruptcy attorney may help to protect you from your creditors while saving you grief and heartache. You may need an Arizona bankruptcy attorney to analyze your particular situation and determine which if any debt consolidation protection should work best for you.
Complete our confidential case evaluation for an initial no obligation consultation with an Arizona bankruptcy attorney for free. Then select your preferred date and time for your free phone consultation. It is that easy. No hassle, no waiting for the critical advice you may need to get past your current financial woes and begin a new life. Or call (877) 349-1309 to talk to an attorney now.
Visit an Arizona bankruptcy attorney for a free case evaluation
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Bullhead City
Servicing All of Arizona 2135 Highway 95, Suite 241 Bullhead City, AZ 86442 Map | Directions Case Evaluation | Coverage |
Chandler
Servicing All of Maricopa County 1820 E. Ray Road Chandler, AZ 85225 Map | Directions Case Evaluation | Coverage |
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Gilbert
1425 S. Highley Road Gilbert, AZ 85296 Map | Directions Case Evaluation | Coverage |
Phoenix
3700 N. 24th Street Suite #120 Phoenix, AZ 85016 Map | Directions Case Evaluation | Coverage |
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Tucson
177 N. Church Ave. Tucson, AZ 85701 Map | Directions Case Evaluation | Coverage |
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Get the protection you deserve under U.S. law
The U.S. Bankruptcy Code delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right. And today, millions of people are exercising that right. The laws were created by Congress to provide relief to those who may have been victimized by divorce, job loss, identity theft, staggering medical bills or disability. Did you know that 90% of all debt consolidation cases may be a result of job loss, uninsured medical bills or divorce. A combination of unfortunate events contributes to considerable monetary problems.
Some seemingly controllable credit card debt can become overwhelming when combined with a job loss, divorce or sudden illness. Don't blame yourself - take control of it. Be proactive in seeking help. The provisions of the U.S. Bankruptcy Code, when navigated by an experienced attorney, may give you a chance for a new financial life.
What is the difference between Chapter 7 and Chapter 13?
In a Chapter 7 case, most of your unsecured debts are discharged and assets beyond allowable exemptions are liquidated to pay some or all of your debts. Unsecured debts include credit card debts, medical bills, most personal loans, judgments resulting from car accidents, deficiencies on repossessed vehicles, some older tax debts, payday loans, garnishments and bounced checks. Chapter 7 has become such a viable option because the law affords very broad protection to you against your creditors. In addition, your opportunity to rebuild your credit after a bankruptcy is greater than ever before.
If most of your assets are secured, meaning they cannot be liquidated, you may qualify for a Chapter 13 debt consolidation. In a Chapter 13 case, you reorganize your debts and repay them in an affordable payment plan that lasts 36 to 60 months. Your creditors may not take any action against you while you repay your debts. Most plans require you to make monthly payments to the trustee - a federal official who is appointed by the court to oversee your case - who in turn makes distributions to your creditors.
For immediate help call us toll free at (877) 349-1309 or use our secure online case evaluation form.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.