You may need to get local legal assistance from a qualified Arkansas bankruptcy lawyer
Debt liquidation laws have changed so now it may be an opportune time to obtain a local Arkansas bankruptcy lawyer. The current bankruptcy laws are far more complicated; therefore, you should talk to an Arkansas bankruptcy lawyer to file for Chapter 7 or Chapter 13 protection.
Whatever your reasons for filing - Total Bankruptcy may be able to help.
Total Bankruptcy is a cooperative effort sponsored by some of America's experienced consumer debt consolidation lawyers. Every sponsoring Arkansas bankruptcy lawyer of Total Bankruptcy may be able to analyze your current debts and give you an evaluation free of charge. Call (877) 349-1309 to talk to an Arkansas bankruptcy lawyer or if you prefer, fill out our online, secure case evaluation form to schedule a no obligation, initial consultation at a time that may be convenient for you. Every bankruptcy lawyer of Total Bankruptcy should treat you with the utmost dignity and respect plus may be able to give you critical advice on how to protect your home and car from your creditors.
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Hot Springs
229 Woodbine Hot Springs, AR 71901 Map | Directions Case Evaluation | Coverage |
Jonesboro
603 SW Drive Jonesboro, AR 72401 Map | Directions Case Evaluation | Coverage |
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The mission of Total Bankruptcy is to help you determine the reasons you fell into financial straights, the most effective way to resolve your difficulties and to connect you with people should be equipped to guide you through whatever resolution is best for you. This is a big step for anyone, but it could be the first chapter in a happier life. Money may not buy happiness, but it sure does help when you have one less thing to worry about.
Chapter 13
Under a Chapter 13, also known as a reorganization proceeding, a debtor may file a petition to consolidate their debts and with the court devises a payment plan over a period of three to five years. A Chapter 13 is designed for debtors with regular incomes who want to pay their debts but are currently unable to do so. The purpose of Chapter 13 is to enable financially distressed consumers, under court supervision and protection, to propose and carry out a repayment plan under which their creditors are paid over an extended period of time. Any individual, even if self-employed or operating an unincorporated business, may be eligible for this type of relief.
Call (877) 349-1309 today for real help that you may use to save your assets.
However, a debtor cannot file under Chapter 13 or any other chapter if, during the preceding 180 days, a prior petition was dismissed due to the debtor's willful failure to appear before the court or comply with orders of the court or was voluntarily dismissed after creditors sought relief from the court to recover property upon which they hold liens.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.