An Arlington bankruptcy attorney may help you if you have borrowed more than you can pay back.
If you are afraid to open the mail for fear of seeing another bill, you should call an Arlington bankruptcy attorney to help you consolidate your debts. A qualified Arlington bankruptcy attorney should thoroughly assess your financial situation, determine what if anything you may need to do and then guide you through the process.
Bankruptcy laws may just be too complex for the average borrower to navigate without the help of a knowledgeable Arlington bankruptcy attorney who has experience in both Chapter 7 and Chapter 13 procedures.
Obtaining protection from your creditors through Chapter 7 or Chapter 13
As soon as your Arlington bankruptcy attorney files a bankruptcy petition in court, the process of obtaining protection from your creditors begins. With the help of an experienced bankruptcy attorney, you may be able to file a document with the court listing your income, your assets, your expenses and your debts. You should also indicate applicable exemptions to which you're entitled. Exemptions are laws that prevent your creditors from taking property away from you.
Call our toll-free hotline at 1 (877) 349-1309 and talk to a sponsoring Total Bankruptcy lawyer or set up an appointment using our easy, confidential and secure online case evaluation form.
After filing the petition, the court appoints a trustee to your case and an "Automatic Stay" may be entered, which is a court order that prevents creditors from taking any further action against you outside of court. This action ensures that your creditor calls and bills should stop, your property should not be seized, your creditors should not sue you, your house should not be foreclosed upon, your paycheck should not be garnished, your car should not be repossessed, your bank should stop any foreclosure action and your suspended driver's license should be reinstated.
New laws dramatically limit the right of many borrowers to file for protection from their creditors. Some of the most egregious provisions include a strict financial means test, which prohibits many debtors from qualifying to discharge their debts, and a requirement that all debtors must receive a briefing from an approved credit counseling agency at least six months before they can file their case. The court also may impose sanctions on lawyers and debtors for filing a Chapter 7 case that is dismissed or converted to a Chapter 13 case.
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With many years of experience and thousands of Chapter 7 and Chapter 13 cases in their portfolios, our sponsoring lawyers should be qualified to analyze your situation and give you honest and thorough advice. We should work hard to provide you with all the resources you need to become educated about your legal options and to take back control of your financial life. This cooperative effort uses state of the art technology, excellent customer service and a broad knowledge base to provide you with a comforting experience during a difficult time in your life.
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The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.