Read our Atlanta bankruptcy attorneys Five Point Protection Plan
Our sponsoring Atlanta bankruptcy attorneys are legal professionals dedicated to helping clients solve their financial problems. In addition, they are also concerned about helping everyone learn better ways to keep themselves out of such problems.
Declaring either Chapter 7 or Chapter 13 is a difficult process. If you're considering such a move, our Atlanta bankruptcy attorneys want to share their five-point protection plan with you to make your experience proceed as smoothly as possible.
1. Hire an experienced Georgia bankruptcy attorney. Bankruptcy law involves a complex interaction between state and federal laws, and only experienced professionals such as our Atlanta bankruptcy attorneys know how to get the most out of these laws for you. For example, your Atlanta bankruptcy attorneys will need to determine whether you should proceed under Chapter 7 or Chapter 13, whether you should use the state or federal exemptions, and even whether there may be an alternative to bankruptcy that's right for you. Your family lawyer or someone you found in the phone book may not have the experience necessary to help you through this complicated process. Accordingly, don't jeopardize your future! Before you do anything else take advantage of a free no-obligation consultation with one of our Atlanta bankruptcy attorneys.
2. Spend less than you make and save the rest. Whatever caused you to consider bankruptcy - an illness or injury, a divorce, or bad financial planning - the only way you're going to be able to get back on your feet is to learn how to spend less than you make and save the rest. When you hire an experienced lawyer from Total Bankruptcy, not only will you have a knowledgeable legal professional in your corner, you'll also have someone who can help teach you the principles of smart spending and saving so your life after your case has closed will be a successful one.
3. Rebuild your credit. Although your credit rating may not be great, the good news is that when you emerge from filing and start following the principles of smart spending and saving discussed above in point 2, you may find that your credit rating will improve dramatically. Since credit rating formulas typically weigh your recent behavior more heavily than your past behavior, if you demonstrate that you can handle credit responsibly after your filing, you may be able to boost your credit rating and rebuild your financial life.
4. Think about changing your relationship to your money. Do you think that money can buy you happiness? Once you start looking at money in this new light, it may be much easier for you to control your spending because you won't be using money to try to buy happiness.
Get help now. Congress has passed major amendments to consumer laws that severely limit the rights of millions of financially troubled consumers. If you're thinking about filing, your options may be limited.
» Back to Locations Map |
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.