Our Atlanta bankruptcy lawyers can explain your options and make a plan that's best for you.
Providing local sponsorship for Total Bankruptcy is just one way that our Atlanta bankruptcy lawyers are working to ensure that everyone understands their rights. They realize that many people don't think about filing a Chapter 7 or Chapter 13 as a "right" - and that most people don't understand how bankruptcy can help them deal with difficult times. While many clients come to our Atlanta bankruptcy lawyers for what they then see as a last resort effort, they soon realize that it really might provide a way for them to build a better future.
Our Atlanta bankruptcy lawyers want to clear up the myths about filing your case. They want to alleviate the fear that many people have about the subject by ending these rumors:
Bankruptcy will not necessarily ruin your credit record. Our Atlanta bankruptcy lawyers want you to understand that what ruins your credit record is your inability to pay your debts on time. If you file for Chapter 7 bankruptcy, most of your debts might be discharged, and you may be given a fresh start. And, if you follow the advice of your Georgia bankruptcy lawyers, your credit record may actually improve.
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Filing a bankruptcy case will not make you a bad person. Do you think it makes you a better person to avoid your creditors, ignore your bills, and drive yourself further into a debt hole that you'll never get out of, or to get a fresh start, take on new credit responsibly, and pay your bills on time? Millions of businesses and individuals file bankruptcy each year and become productive members of society -- you can too.
You should be able to get credit again. Think about it. If you owned a credit card company, who would you rather give a credit card to: someone who has a massive debt load and is behind on all their bills, or someone whose bills have been wiped out? Probably the latter, right? That's why you should be able to get credit after your discharge. Since most of your debts might be wiped out, and you won't be able to file for another eight years, most creditors might look at you as a good credit risk, and you should be able to get credit again.
Hiring a good lawyer is a wise investment. We offer affordable payment plans, and you can start your case for a small down payment, and pay us in installments over time. In fact, if you file a Chapter 13 reorganization case, you may be able to include our fees in your plan, and pay us over a three to five year period. We know that if you're considering filing, you're having financial problems; we won't make those problems any worse.
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The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.

