Get a free initial consultation from an experienced Austin bankruptcy attorney
By filling out our Free Evaluation form, you can schedule a consultation with an Austin bankruptcy attorney who sponsors Total Bankruptcy. Or, call 1-877-349-1309 to talk with an Austin bankruptcy attorney today.
Total Bankruptcy - working hard for you!
Let an Austin bankruptcy attorney review your situation. Talk with an Austin bankruptcy attorney for a free, no-obligation consultation. They will help you determine whether bankruptcy is right for you or not. An Austin bankruptcy attorney who sponsors Total Bankruptcy can help you get back on your feet and turn your finances around.
Total Bankruptcy has worked hard to provide you with the resources you need to become educated about your legal options and to take back control of your financial life. Take advantage of the resources we've provided and don't hesitate to call a Total Bankruptcy-sponsoring Austin bankruptcy attorney.
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Austin
4408 Spicewood Springs Road Austin, TX 78759 Map | Directions | Case Evaluation |
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Get help to resolve your difficulties
The mission of Total Bankruptcy is to help you determine the reasons you fell into financial straits, the most effective way to resolve your difficulties and to connect you with people who are equipped to guide you through whatever resolution is best for you. This is a big step for anyone, and it could be the first chapter in a happier life for you. Money may not buy happiness, but it sure does help when you have one less thing to worry about.
Texas exemptions may allow you to save your property
The first step after completing the required pre-filing credit counseling is to prepare a petition. This document will ask you to list personal information, including all of your income, your assets, your expenses and your debts. You must also indicate applicable exemptions to which you're entitled. Exemptions are laws that prevent your creditors from taking property away from you. Your Austin bankruptcy attorney, then, files the petition in court. When this occurs, the court appoints a trustee to your case and an "Automatic Stay" may be entered. This is a court order that can prevent creditors from taking any further action against you outside of court. If an automatic stay is entered:
Your creditor calls and bills stop
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Your property cannot be seized
Your creditors cannot sue you
Your house cannot be foreclosed upon
Your paycheck cannot be garnished
Your car cannot be repossessed
Your bank must stop any foreclosure action
Your suspended driver's license must be reinstated
Don't be ashamed of filing. In recent years millions of Americans have filed for protection from their creditors.
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