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Chapter 7 Bankruptcy Fees

Thinking about filing for personal bankruptcy? The bankruptcy court charges fees for Chapter 7 bankruptcy transactions.

Click below to talk to a local bankruptcy lawyer for free about how much bankruptcy costs:

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How Much Does Filing Chapter 7 Bankruptcy Cost?

  • Chapter 7 Filing Fee: $306

    (Discharge of most unsecured debts) Note: If you cannot afford the fee, it can sometimes be waived. Ask you lawyer if that can happen for you.

The bankruptcy filing fees listed above are subject to change. Changes will be announced by the U.S. Bankruptcy Court. Please note that this is for informational purposes only and DOES NOT include attorney fees. These figures may have changed since our last update in January 2014.

Could Chapter 7 Bankruptcy Help You?

Are you in debt and considering bankruptcy? Chapter 7 bankruptcy was designed to eliminate unsecured debt.

Unsecured debt is defined as debt not connected to property, like credit card, medical and utility bills. Some personal loans may also qualify as unsecured debt.

Once your debt is discharged through a Chapter 7 bankruptcy filing, you will never be responsible for that debt again and creditors are legally prohibited from contacting you.

Because Chapter 7 offers a total discharge of debt, not everyone is allowed to file it. You must qualify through the bankruptcy means test.

The means test examines your income and determines whether there's any way you could repay your debts, interest-free, through a Chapter 13 bankruptcy, or if all means have been exhausted and Chapter 7 is your best option.

Ask a local bankruptcy lawyer for free if you can file Chapter 7 or if Chapter 13 bankruptcy could help you

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