You should plan for your future with our Charlotte bankruptcy lawyers
Our Charlotte bankruptcy lawyers are dedicated to helping people who are in financial trouble gain the support, counsel and information they may need. This is one of the major reasons behind their support and sponsorship of Total Bankruptcy.
Right from the start, you should realize that the Charlotte bankruptcy lawyers really do understand that today millions of people need to consider the benefits of filing either a Chapter 7 or Chapter 13 case. Our Charlotte bankruptcy lawyers may be quick to point out that while a few of these individuals had over-used credit cards without any intention of repaying their debts, the vast majority -- over 90% -- were faced with overwhelming and unforeseen problems they could not control.
When you visit one of our Charlotte bankruptcy lawyers, you may feel as if you're finally finding a real solution. You should receive the counsel and support you need to overcome your current situation. By navigating your case through the court system, they may be able to help you open the door to a new start and a better future.
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If you would like to talk to one of our bankruptcy lawyers simply dial our toll free number, 1-877-349-1309. You may also use our online case evaluation form. Simply fill out this secure online form with a few details about your situation. All information is kept strictly confidential. One of our experienced bankruptcy professionals should contact you at the convenient time you schedule to provide a free, no-obligation consultation.
Beware of credit repair services.
You may be tempted to contact the people you have seen advertised who bill themselves as "Credit Repair Services." These people make it sound easy to solve your financial problems without filing a case in court. If you should decide to meet with one of these services, make sure that you do not confuse a credit-counseling service -- one that belongs to a reputable membership organization and is independently accredited -- with a credit-repair service.
Credit-repair firms often aim to improve your credit history by taking shortcuts or finding other time-saving measures. Unscrupulous credit-repair services may promise to end your credit woes with claims of "Easy credit!" and "End all your money worries!" Others may claim to be able to remove an adverse public record such as a judgment lien from your credit report.
Such claims may be false and misleading. In addition, any attempts by a credit-repair service to improve your credit history by modifying your identity may land you in trouble. According to the U.S. Federal Trade Commission, you may be charged with wire or mail fraud if you use falsified personal credit data to apply for credit.
If you use a credit-repair service, you should take advantage of the protections offered by the Credit Repair Organizations Act. One of these protections is to require the credit-repair service to deliver its promised service before you pay for those services.
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The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.