If you're filing in Ohio, our Cincinnati bankruptcy lawyers may be able to put state laws to work for you
Our sponsoring Cincinnati bankruptcy lawyers should know how to prepare your petition by applying the most appropriate state and federal laws to your case. To protect your property, for example, they may be able to utilize the Ohio exemptions that serve your needs. Exemptions may be just one of the major reasons that hiring our Cincinnati bankruptcy lawyers is a wise investment. By using their experience, you should have minimal problems in court.
Here are just a few examples of Ohio exemptions:
Homestead: Our Cincinnati bankruptcy lawyers can help you exempt up to $5,000 in real or personal property.
Wages: 75 percent of your weekly earnings are exempt.
Automobiles: Our Cincinnati bankruptcy lawyers may be able to use state law to exempt one vehicle in the amount of $1,000.
Other Property: In addition, our bankruptcy lawyers can help you protect up to $200 in clothing, beds, and bedding; $300 in one cooking unit and one refrigerator; $400 in cash on hand, money due and payable, money to become due within 90 days, tax refunds, and money on deposit with a bank, savings and loan association, credit union, public utility, landlord, or other person; $200 in household furnishings, household goods, appliances, books, animals, crops, musical instruments, firearms, and hunting and fishing equipment; $600 in one or more items of jewelry.
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Bankruptcy laws may limit your options
It may be much easier to dismiss your case or to convert a Chapter 7 case to a Chapter 13 case.
There are two new education requirements that debtors must pass before they may be permitted to emerge from either Chapter 7 or 13.
Attorneys and even debtors may be liable for sanctions for a dismissed or converted case.
If you file a case under Chapter 7, and it is dismissed, not only may your right to file be jeopardized, you or your attorneys may even have to pay a significant amount of expenses and attorneys' fees.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.