Call our Cleveland bankruptcy lawyers for a free evaluation.
Our Cleveland bankruptcy lawyers, the local sponsors of Total Bankruptcy, believe that the more you know, the more you may be able to protect yourself and those you love. And, that the first thing you need to understand is that filing the appropriate case may help get you out of debt plus provide the platform for a better financial future.
If you're dealing with serious problems, such as being threatened with foreclosure, our Cleveland bankruptcy lawyers may be able to help. All you need to do is schedule a free, no-obligation consultation. Simply dial toll-free at 1-877-349-1309. Or you can visit our Cleveland bankruptcy lawyers sponsored site and fill in the online case evaluation form. One of our experienced Cleveland bankruptcy lawyers should contact you shortly to see how we can best serve your needs.
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Once you've talked to our bankruptcy lawyers, they may be able to help you on your way to a better and happier financial future.
Don't fall prey to what other people say
Even during these difficult economic times, many people have misconceptions about bankruptcy. This lack of knowledge prevents them from getting the legal help they need to truly help their financial situation. Here are just a few of the most common myths:
1) Bankruptcy will ruin my credit record. This is not necessarily true. What ruins your credit record is your inability to pay your debts on time. If you file for Chapter 7, most of your debts may be discharged, and you may be given a fresh start. If you can keep on top of any new debts you incur after you emerge, your credit record should actually improve.
2) Filing makes me a bad person. Absolutely not! Congress passed the laws to help individuals and businesses with severe financial problems get a fresh financial start and become productive members of society again. Do you think it makes you a better person to avoid your creditors, ignore your bills, and drive yourself further into a debt hole that you'll never get out of, or to get a fresh start, take on new credit responsibly, and pay your bills on time? Millions of business and individuals file each year and become productive members of society -- you can too.
3) I won't be able to get credit afterwards. If you work at developing good financial habits, you should be able to get credit again. In fact, since most of your debts may be wiped out, and you won't be able to file for another eight years, most creditors might look at you as a good credit risk!
4) I can handle it myself. Filing for Chapter 7 or Chapter 13 involves a complex interplay of state and federal laws, and there are many traps for the unwary. You probably wouldn't perform your own surgery, why would you perform your own filing?
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.