Without an experienced Colorado Springs bankruptcy lawyer of Total Bankruptcy, many consumers may not have a future at all.
A sponsoring Colorado Springs bankruptcy lawyer of Total Bankruptcy worries about what may happen to their clients after filing. A sponsoring Colorado Springs bankruptcy lawyer believes that their clients deserve a second chance.
Through their extensive experience and contact with numerous clients, every sponsoring Colorado Springs bankruptcy lawyer of Total Bankruptcy knows only too well that the majority of people who file for Chapter 7 or Chapter 13 may be forced to do so because of events they had no control over. In fact, a recent study by Harvard University states that nearly 95% of consumers who discharge their debts through Chapter 7 or 13 do so because of job loss, family breakup, medical problems or a combination of these events.
If you have recently found yourself wondering if filing may be a good option for you, the time to call a sponsoring Colorado Springs bankruptcy lawyer may be now.
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Colorado Springs
225 Thames Dr. Colorado Springs, CO 80906 Map | Directions | Case Evaluation |
Colorado Springs
405 South Cascade Avenue Suite 301 Colorado Springs, CO 80903 Map | Directions | Case Evaluation |
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Colorado Springs
2532 W. Colorado Ave. Colorado Springs, CO 80904 Map | Directions | Case Evaluation |
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To get real answers from people who know the law, you need to call Total Bankruptcy
When you fill out our case evaluation form and set up a time that is convenient for you, a sponsoring bankruptcy attorney should call you to answer your questions and arrange for a free meeting at your earliest convenience. At this meeting, you should learn why our bankruptcy attorneys are concerned about the current laws and what they may be able to do to help you.
Congress wants to persecute the borrower and protect the banks and credit-card companies
The current bankruptcy law was actually crafted by the credit card and banking industries to protect their profits, not your assets. This law has a number of very punitive provisions that dramatically limit the rights of many people in debt to be able to file for protection from their creditors. Significant provisions include:
A strict financial means test that will prohibit many debtors from filing a liquidation under Chapter 7.
A requirement that all debtors must receive a briefing from an approved credit counseling agency at least six months before they can file their case.
A requirement that debtors take an approved class on debt management techniques before they receive their discharge.
A provision making it easier for the court to dismiss a case outright or to convert a Chapter 7 case to a Chapter 13 case.
A provision permitting the court to impose sanctions on attorneys, or even on debtors, for filing a Chapter 7 case that is dismissed or converted to a Chapter 13 case.
Dial our toll-free number, 1 (877) 349-1309, or fill out our online case evaluation form today!
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.