I’m sorry my lovely, warm and delicious latte friend—but our relationship is over. I’m going back to free decent coffee from the office pot, thank you.

Please don’t be sad. It’s not you—it’s me… I just found out I could save more than $1K this year by ditching you. I have no choice but to part.

Best wishes,

The Debtress
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Times are tough, and the Debtress, like everyone else, is looking for ways to buckle down and save some hard cash.

Check out bankruptcy lawyer Kevin Chern’s guest post below and discover how much you could save by skipping those morning (or afternoon, or evening) lattes…
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The “Spending Diet”: Set Attainable Saving Goals

by Kevin Chern, Bankruptcy Lawyer & President of Total Attorneys

As a bankruptcy lawyer, I’m constantly on the lookout for ways to help my clients save money and get out of debt.

We’re told that to save money we must reduce our expenses (obviously); however, it’s rarely said that we don’t have to take dramatic steps in order to save significant money.

For example, instead of saying “I’m going to move to a $100/month cheaper apartment”, we could instead take action and save more money but cutting our seemingly smaller, day-to-day expenses.

Saving Money the Easy Way: Lose the Latte

Consider this—by forgoing your daily Starbuck’s venti three-shot skinny cinnamon dolce latte, you could save $1,666 between today and December 31, 2009.

Or, if you let yourself splurge on weekends (every spending diet needs some incentive) and ban lattes during the workweek, you could save $1,195.60 by the end of the year.

Just imagine how many bills you could payoff with that kind of cash.

So, please take some time to examine your daily expenses and consider what can you afford to cut–it could be your key to saving money, cutting down those bills and finding real debt relief.

–Kevin Chern
Bankruptcy Lawyer & President of Total Attorneys
Check me out on Twitter!

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