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	<title>Comments on: Seasonal Spending Habits</title>
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	<link>http://www.totalbankruptcy.com/debtress/seasonal-spending-habits/</link>
	<description>Helping You Defy Your Debt...One Dollar At A Time.</description>
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		<title>By: Carnival Of Twenty Something Finances Lost edition &#124; How I Save Money.net</title>
		<link>http://www.totalbankruptcy.com/debtress/seasonal-spending-habits/comment-page-1/#comment-456</link>
		<dc:creator>Carnival Of Twenty Something Finances Lost edition &#124; How I Save Money.net</dc:creator>
		<pubDate>Tue, 03 Nov 2009 03:50:55 +0000</pubDate>
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		<title>By: Debtress</title>
		<link>http://www.totalbankruptcy.com/debtress/seasonal-spending-habits/comment-page-1/#comment-435</link>
		<dc:creator>Debtress</dc:creator>
		<pubDate>Wed, 28 Oct 2009 22:09:27 +0000</pubDate>
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		<description>Hey Threadbndr,

I am signed up for for the level payment plans for heating and electric. It&#039;s a big help when trying to balance your budget--although it&#039;s kind of a bummer when you&#039;re in an &lt;em&gt;over-paying&lt;/em&gt; period.

Thanks for the tip!</description>
		<content:encoded><![CDATA[<p>Hey Threadbndr,</p>
<p>I am signed up for for the level payment plans for heating and electric. It&#8217;s a big help when trying to balance your budget&#8211;although it&#8217;s kind of a bummer when you&#8217;re in an <em>over-paying</em> period.</p>
<p>Thanks for the tip!</p>
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		<title>By: threadbndr</title>
		<link>http://www.totalbankruptcy.com/debtress/seasonal-spending-habits/comment-page-1/#comment-434</link>
		<dc:creator>threadbndr</dc:creator>
		<pubDate>Wed, 28 Oct 2009 18:05:58 +0000</pubDate>
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		<description>Do your local utilities have a &#039;level pay&#039; plan?   That can shift some of the winter heating expense to the summer months and may help with the budgeting some. 

Disclaimer - I work for a natural gas company that offers such a place, though it is revenue neutral.</description>
		<content:encoded><![CDATA[<p>Do your local utilities have a &#8216;level pay&#8217; plan?   That can shift some of the winter heating expense to the summer months and may help with the budgeting some. </p>
<p>Disclaimer &#8211; I work for a natural gas company that offers such a place, though it is revenue neutral.</p>
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		<title>By: Festival of Frugality #201 &#8211; Life Stages &#38; Home Ownership Lesson Edition</title>
		<link>http://www.totalbankruptcy.com/debtress/seasonal-spending-habits/comment-page-1/#comment-430</link>
		<dc:creator>Festival of Frugality #201 &#8211; Life Stages &#38; Home Ownership Lesson Edition</dc:creator>
		<pubDate>Tue, 27 Oct 2009 09:01:35 +0000</pubDate>
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		<description>[...] Debtress presents Seasonal Spending Habits posted at - The Debtress Blog [...]</description>
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		<title>By: Carnival Of Twenty Something Finances For October 26 &#124; How I Save Money.net</title>
		<link>http://www.totalbankruptcy.com/debtress/seasonal-spending-habits/comment-page-1/#comment-427</link>
		<dc:creator>Carnival Of Twenty Something Finances For October 26 &#124; How I Save Money.net</dc:creator>
		<pubDate>Mon, 26 Oct 2009 11:48:30 +0000</pubDate>
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