6 April, 2009

Sneaky Ways to Save – Personal Finance Tips

Is anyone else tired of trying to find ways to save money?

I’ve been sniffing out bargains for a while now and just as I began to get fed up with pinching pennies, I realized I’d gotten pretty good at it.

Here are some of the sneakiest tips for saving money I’ve figured out.

Double the Life of Your Shampoo: Easiest way to cut shampoo costs? Don’t wash your hair every day! This may sound either gross or obvious, depending on where you fall on the debate, but studies have shown that less washing can actually improve the quality of your hair!

Whip It Good: I use canned frosting, and I’m not afraid to admit it. But sometimes, I don’t have enough for an entire cake or batch of cupcakes. Instead of opening a second can, I discovered that if you use electric cake beaters to whip up one can, the added air increases volume and makes the frosting last longer.

Buy Plastic Containers: I don’t know who invented the plastic storage containers with screw-on lids, but she was a genius. These things work for storing solids and liquids and come in a variety of sizes. I use them instead of plastic baggies for lunches, which means no more dropping cash for stuff I throw away.

Hit the “Off” Switch: Being diligent about turning off lights you’re not using, zapping the TV unless you’re really watching it, and shutting the computer down each night can help cut your electric bills.

Clean Your Closets: Believe it or not, someone may want to give you money for your old stuff. Whether you take old clothes to a consignment store or host a garage sale, you could pull off a double whammy: spring cleaning plus extra cash.

Ramp Up Your Gas Mileage: If you can’t afford a new, energy-efficient vehicle, make sure your tires are properly inflated and your car’s air filter is cleaned. These two tips can save you significant money by improving your gas mileage.

Hit Community Events: Find out about local opportunities for entertainment, volunteering, eating, etc. Often, community-sponsored events are cheap or free, many come with food and most will allow you to try something brand new.

Hope this helps! Let me know if anyone else has discovered some less-obvious techniques for stashing the cash.

Are you strapped for cash? If you don’t have the money you need to cover your bills, and need serious debt relief, learn how filing bankruptcy may be able to help.

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