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Filing bankruptcy may help eliminate debt and stop foreclosure.

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Filing Bankruptcy Information

The U.S. Bankruptcy Code offers you two specific protections to help you address your debt:

  • Chapter 7 bankruptcy serves to excuse (discharge) credit cards, medical bills and other unsecured debts through a liquidation of assets.
  • Chapter 13 bankruptcy was designed to stop foreclosure and repossession. It sets debtors on a realistic repayment plan so they can pay these secured debts over time (usually 3-5 years).

Thinking about filing bankruptcy but not sure which type could help you? A local bankruptcy lawyer can examine your current financial situation in more detail.

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There are also specific requirements for filing Chapter 7 bankruptcy and more general characteristics for those who file Chapter 13 bankruptcy.

A bankruptcy lawyer can help you sort through the legal logistics and help you determine whether bankruptcy may be right for you.


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