Get real help from a Houston bankruptcy lawyer of Total Bankruptcy
An experienced Houston bankruptcy lawyer may be able to stop the harassing phone calls and help reestablish your credit. An experienced Houston bankruptcy lawyer should know how to stop the threatened foreclosure of your home and the repossession of your vehicle.
Total Bankruptcy - legal help from experienced professionals
Total Bankruptcy is a cooperative effort by some of the major consumer debt consolidation law firms in the country. Call 1-877-349-1309 for a free initial consultation from a sponsoring Houston bankruptcy lawyer. A sponsoring Houston bankruptcy lawyer of Total Bankruptcy may evaluate your specific circumstances and give you advice based on a thorough knowledge of the U.S. Bankruptcy Code and specific Texas exemptions.
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Houston
2900 Weslayan Suite 595 Houston, TX 77027 Map | Directions | Case Evaluation |
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Total Bankruptcy is administered by Kevin Chern, the former head of the nation's largest consumer debt consolidation law firm. Mr. Chern has personally selected every sponsoring bankruptcy lawyer of Total Bankruptcy to see to it that all clients should be handled with the dignity and respect they deserve.
Current bankruptcy law - impacting your future
Consumers can file under Chapter 7 and Chapter 13; but it is becoming harder and more costly for debtors to file for liquidation.
According to the law, debtors should receive credit counseling at their own expense before filing for either Chapter 13 or Chapter 7. The centerpiece of the bankruptcy law is the strict "Means Test" to be sure that people with the means to do so repay at least some of their debts.
The number of filings may reduce because filing is fairly complex and therefore expensive. Debtors with above-average incomes may be forced into Chapter 13 plans instead of Chapter 7 -- which may force them to repay more debts. Debtors with incomes above their state's median and with the means to pay some debts may not be allowed to file under Chapter 7.
For an appointment to speak with an attorney, simply fill out our free and secure online evaluation form or call 1-877-349-1309.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.