Our Indianapolis bankruptcy lawyers want you to know the truth
The reason our Indianapolis bankruptcy lawyers sponsor the Total Bankruptcy web site is to help you learn everything you need to know about bankruptcy. In fact, our Indianapolis bankruptcy lawyers have based their entire practice on the importance of helping consumers to better understand their legal rights.
Our sponsoring Indianapolis bankruptcy lawyers believe that the first thing you should know is that the U.S. Bankruptcy Code is designed to protect people who find themselves in unsolvable situations. It delivers protection to those in financial jeopardy who may be suffering under mountains of debt.
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Another reason our Indianapolis bankruptcy lawyers sponsor this site is to give you easy access to experienced legal counsel. Not too long ago, you may have had to rely on a referral or the phone book to find experienced lawyers. The results may often be unpredictable. Now, the uncertainty over your future may be over. The bankruptcy attorneys sponsoring Total Bankruptcy should be experienced professionals who are readily available to you.
All you have to do is call us toll free, at 1 (877) 349-1309. Or, you may use our online case evaluation form. Simply fill out this secure online form with a few details about your situation. All information is kept strictly confidential. One of our experienced professionals should contact you at the convenient time you schedule to provide a free, no-obligation consultation.
Stop listening to the myths
Many people still believe the old myths about filing. Before you begin your case, you need to get down to the real truth!
"You can't afford to hire an attorney." When you hire one of our experienced attorneys, we should make it financially possible for you to file for protection. We offer affordable payment plans, and you may start your case for a small down payment, and pay us in installments over time. In fact, if you file a Chapter 13 reorganization case, you may be able to include our fees in your plan, and pay us over a three to five year period. We know that you may be having financial problems; we shouldn't make those problems any worse.
"A debt counseling service can help me eliminate my debts without the stigma on my record." This myth is a very dangerous one. Debt counselors may not get rid of your debts, nor may they stop your creditors from harassing you. All debt counselors do is help you negotiate new terms on your existing debt with your creditors - your creditors may not have to agree to any restructuring, and they may still come after you for any unpaid balances. By contrast, the moment you file under Chapter 7 or Chapter 13, your creditors should be prohibited by law from taking any legal actions against you whatsoever, and once you're done, most of your debts should be gone forever. Furthermore, credit counselors may not have your best interests in mind - they are often owned by the very creditors that are making your life miserable to begin with. You shouldn't let their non-profit claims fool you - when you use a debt counselor, someone may be making a lot of profit off you, and in most cases you may still be hopelessly in debt.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.