Contact an experienced Iowa bankruptcy lawyer today!
Money may be a significant cause of divorce, but you may still need an Iowa bankruptcy lawyer to consolidate your debts. One of the main reasons, after medical causes, that people need an Iowa bankruptcy lawyer is divorce. You might think your spouse was the cause of your bad finances, but even after the marriage dissolves, you may still in debt. You can divorce your spouse but you may not necessarily divorce the debts you incurred during your marriage.
A qualified Iowa bankruptcy lawyer should tell you that both spouses are responsible for the debts incurred during the marriage. Your divorce settlement should divide up the debts, assigning responsibility for some to one spouse and some to the other. But the divorce settlement may not bind your creditors, who may legally collect from both of you. If your ex should file for Chapter 7, your creditors may come after you to pay. If you were barely making ends meet before, this may send you to an Iowa bankruptcy lawyer very quickly.
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Council Bluffs
227 South Main Street Council Bluffs, IA 51503 Map | Directions Case Evaluation | Coverage |
Des Moines
701 E. Court Ave. Suite A Des Moines, IA 50309 Map | Directions Case Evaluation | Coverage |
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Iowa City
1927 Keokuk Street Iowa City, IA 52244 Map | Directions Case Evaluation | Coverage |
Muscatine
319 E. Second Street Suite 301 Muscatine, IA 52761 Map | Directions Case Evaluation | Coverage |
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Sioux City
423 Sixth Street Suite 400 Sioux City, IA 51102 Map | Directions Case Evaluation | Coverage |
Waterloo
620 Lafayette St., Suite 300 Waterloo, IA 50703 Map | Directions Case Evaluation | Coverage |
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Real advice from just a click of your mouse!
A sponsoring bankruptcy lawyer of Total Bankruptcy should be glad to listen to the details of your specific case and give you a free evaluation, with no obligations. A sponsoring attorney may be able to give you the help you need now and guidance for the future. In addition, our website features article on both Chapter 7 and Chapter 13 filings, information on how to get your credit back after filing and two interactive exercises to help you determine if you need our services.
Other things to know about bankruptcy Chapter 7 and Chapter 13 filings
If you are in debt and contemplating filing for divorce, it may make more sense for you and your spouse to file together, before getting a divorce. This way you should know where you really stand when it is time to divide up the property. The prospect of having creditors harassing you after your ex was supposed to pay may be very unsetting. But remember Chapter 7 or Chapter 13 may not be a way to avoid paying alimony or child support. These are not dischargeable in any Chapter 7 or Chapter 13 proceedings.
90% of all debt consolidation cases are a result of job loss, uninsured medical bills or divorce. A combination of unfortunate events contributes to significant financial woes. Seemingly manageable debt may become insurmountable when combined with a job loss, divorce or illness.
When you file for either Chapter 7 or Chapter 13, you petition the court to issue an "Automatic Stay" order. This should prohibit any further action by your creditors to collect their debts from you. The harassing calls and bills should stop. You shouldn't have to worry about repossession of your car or foreclosure on your home. You should be given the chance to get your life back.
Call our attorneys at (877) 349-1309 or visit an office near you. You may also use our online case evaluation form for a free consultation.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.