Every state offers unemployment benefits to qualifying individuals who are dealing with job loss. Unemployment benefits are not available to all workers, and generally you must be unemployed through no fault of your own in order to receive benefits, and must be actively seeking new work.
Each state has its own maximum rate of pay, depending on the income you earned prior to losing your job. Each state also has a maximum length that you may receive unemployment, which may be extended by the Federal government.
According to the Economic Policy Institute, in 18 states, you may be able to collect unemployment benefits for missed payroll hours if your employer has significantly reduced your working hours.
To file an unemployment claim, you must apply with the unemployment office in state in which you were last employed. The following links will take you to the website of the unemployment office in your state. Most states allow you to apply or check your application status online.
Unemployment often leads to taking on more, unmanageable debts. If your debt situation as gotten to the point where you are missing payments, or transferring credit card balances back and forth in order to stay current, it may be time to consider bankruptcy.
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