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It may not be too late to contact our Las Vegas bankruptcy attorneys.

Like our Las Vegas bankruptcy attorneys, you may be concerned about how bankruptcy laws may affect your future. It may have become more difficult to file a Chapter 7 case.

Our Las Vegas bankruptcy attorneys and their nationwide group of legal professionals who sponsor Total Bankrupcy believe it is important for people to understand that the laws are put in place to give an option to those struggling with debt to get back on their feet financially.

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Las Vegas, NV 89101

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Our Las Vegas bankruptcy attorneys would like you to understand that current bankruptcy laws have the following provisions:

  • A strict and complicated Means Test that may restrict your ability to qualify for bankruptcy protection.

  • Requires you to get a certification from a debt counselor that you made efforts to reduce your debt outside of bankruptcy.

  • May increase the work and cost associated with obtaining a discharge.

It may be beneficial for you to stop putting filing off and act immediately. You should be best advised to contact our Nevada bankruptcy attorneys if you even suspect that filing a Chapter 7 or Chapter 13 case may be in your future.

Should you contact a Nevada lawyer?

A good way to look at this important question is to ask yourself some key questions about your current financial picture. If you answer yes to some or the following questions, you should get the advice of legal counsel.

  • Is your home in foreclosure proceedings?

  • Are you receiving threatening phone calls or letters from your creditors?

  • Have your wages recently been garnished?

  • Are you paying only the minimum amount due on your bills?

  • Are you taking cash advances on your credit cards to pay off your debts?

  • Has your car been repossessed within the last year?

  • Do you often ask for loans from friends and family members?

  • Are you having trouble paying off your student loans?

  • Are you behind in your child support payments?

  • Do you owe any back taxes?

  • Have you lost your job?

  • Have you suffered an illness or injury that is impairing your earning power?

To talk to an experienced lawyer about your options, please don't hesitate to call us toll free at 1-877-349-1309, or use our free online case evaluation form to schedule a no-obligation consultation.

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The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.