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Bankruptcy Becoming an Option?

Talk to One of Our Sponsoring Fresno Bankruptcy Lawyers

Our sponsoring Fresno bankruptcy lawyers can tell you that it's important for everyone to know their legal rights.

The first thing you should learn when you visit with a Fresno bankruptcy lawyer is that the U.S. Bankruptcy Code can protect people who have serious financial problems. In this country, people are not sent off to debtors' prison. We believe it is important to help those who are suffering under a huge load of debt.

Bankruptcy is your legal right.

Talk to a Fresno bankruptcy lawyer about your legal options today and to be provided with additional bankruptcy information.

Simply call toll free at 877-349-1309 or fill out the below free bankruptcy case review form to get started.

Old Myths About Filing for Bankruptcy.

Unfortunately there are many myths about filing for bankruptcy. Below we try to defy a few of those myths.

"You can't afford to hire an attorney." Many Fresno bankruptcy lawyers offer affordable payment plans and you may be able to start your case for a small down payment.

In fact, if you file a Chapter 13 reorganization case, you may be able to include your attorney fees in your plan and pay your Fresno bankruptcy attorney over a three to five year period.

"A debt counseling service can eliminate my debts without the stigma of Chapter 7 or 13 on my record." This myth is a very dangerous one.

Debt counselors may not get rid of your debts, nor may they stop your creditors from harassing you. Debt counselors  help you negotiate new terms on your existing debt with your creditors - your creditors may not have to agree to any restructuring and they may still come after you for any unpaid balances.

Furthermore, credit counselors may not have your best interests in mind - they may often be owned by the very creditors that are making your life miserable to begin with.



PAID ATTORNEY ADVERTISEMENT: This Web site is a group advertisement. It is not a lawyer referral service or prepaid legal services plan. Total Bankruptcy is not a law firm. The sole basis for the inclusion of the participating lawyers or law firms is the payment of a fee for exclusive geographical advertising rights. Total Bankruptcy does not endorse or recommend any lawyer or law firm who participates in the network. The information contained herein is not legal advice. All photos are of models and do not depict clients. All case evaluations are performed by an attorney. An attorney responsible for the content of this Site is Kevin W. Chern, Esq., licensed in Illinois with offices at 25 East Washington, Suite 510, Chicago, Illinois 60602. To see the attorney in your area who is responsible for this advertisement, please click here.

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By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.