The recent recession has been particularly tough for Detroit and all of Michigan. Where was your help?
Bankruptcy was designed to give powerful debt relief to people in real need. Filing may help you stop foreclosure, keep your car and clear your debt.
To get answers on how Michigan bankruptcy laws may help you, speak with a local attorney in Detroit.
We can put you in touch with a Detroit bankruptcy attorney for free:
Bankruptcy is often misunderstood. It isn't the end or a sign of failure. It's a tool that may help you get to a new beginning, a fresh financial start.
Filing bankruptcy gives you access to several unique tools. These tools are created and protected by law, which means you shouldn't have to worry about a third party or for-profit business holding up their end of the deal.
The automatic stay, for example, is only available to bankruptcy filers. This court orders kicks in when you file, and can put a quick halt to harassing letters, phone calls and wage garnishment. It may even stop a pending foreclosure or repossession.Speak with a Bankruptcy Lawyer Today
If you file Chapter 7 bankruptcy, your credit card and medical debts may be fully resolved and eliminated in a manner of months. And, exemptions offered to Detroit residents offer protection for your home, car and other important possessions. In almost all of these cases, there is no sale of any property of any kind.
Chapter 13 bankruptcy allows filers to resolve their debts over a longer period of time. Even if foreclosure actions have started, a Chapter 13 bankruptcy may help you achieve long-term security for your home.
This type of bankruptcy includes a repayment period, typically 3-5 years. During this you'll be fully protected by the automatic stay, and afterward all of your included debts, from car loans to credit card bills, may be finished.
Which of bankruptcy's tools is best suited to your needs? A local bankruptcy attorney can answer your questions, discuss how the state laws will apply to you, and take you through each phase of your case.
Get started by getting a free case evaluation with a local Detroit bankruptcy attorney. Simply complete the free form on this page, and we'll connect you right away.
Note: If you need legal advice or want to fully understand how these bankruptcy laws may affect you, please speak with a local Detroit bankruptcy lawyer.
PAID ATTORNEY ADVERTISEMENT: THIS WEB SITE IS A GROUP ADVERTISEMENT AND THE PARTICIPATING ATTORNEYS ARE INCLUDED BECAUSE THEY PAY AN ADVERTISING FEE. It is not a lawyer referral service or prepaid legal services plan. Total Bankruptcy is not a law firm. Your request for contact will be forwarded to the local lawyer who has paid to advertise in the ZIP code you provide. Total Bankruptcy does not endorse or recommend any lawyer or law firm who participates in the network nor does it analyze a person's legal situation when determining which participating lawyers receive a person's inquiry. It does not make any representation and has not made any judgment as to the qualifications, expertise or credentials of any participating lawyer. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The information contained herein is not legal advice. Any information you submit to Total Bankruptcy does not create an attorney-client relationship and may not be protected by attorney-client privilege. Do not use the form to submit confidential, time-sensitive, or privileged information. All photos are of models and do not depict clients. All case evaluations are performed by participating attorneys. An attorney responsible for the content of this Site is Kevin W. Chern, Esq., licensed in Illinois with offices at 25 East Washington, Suite 400, Chicago, Illinois 60602. To see the attorney in your area who is responsible for this advertisement, please click here, or call 866-200-8052.
FLORIDA ONLY: Total Bankruptcy is considered a lawyer referral service in the state of Florida under the Florida Rules of Professional Conduct. By all other standards, Total Bankruptcy is a group advertisement and not a lawyer referral service.
If you live in Mississippi, Missouri, New York or Wyoming, please click here for additional information.
By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.