New York Bankruptcy Attorney
A New York bankruptcy attorney may help you get debt relief and protection in order regain control of your financial life.
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New York bankruptcy laws aren't concerned with how you came into debt. Bankruptcy may help you eliminate your debt from almost every source. The decision to file for bankruptcy may help you reform debt related to credit cards, mortgages, car payments, medical bills and more.
Bankruptcy can also provide firm legal protection that may prevent lawsuits, foreclosure and repossession.
Turn the page today. To speak with a New York bankruptcy attorney near you call us, toll free, 877-349-1309 or complete the free case evaluation form on this page and we'll connect you directly.
Is Chapter 7 Bankruptcy Right for You?
In New York, you have two main options for personal bankruptcy: Chapter 7 and Chapter 13. Which one is right for you?
One of the first items of business for you and your bankruptcy attorney may be a "means test." This is a straightforward look at your income, your debt, your expenses, your assets and your financial goals.
Your New York bankruptcy lawyer may then walk you through the differences and advantages of Chapter 7 and Chapter 13 bankruptcy, as well as provide you with further case-specific bankruptcy information. Then, depending on your situation and preferences, you can decide which is best for you.
Chapter 7 bankruptcy may be a good option if you have lots of unsecured debt.
Unsecured debt is debt that isn't tied to a specific piece of property, like credit card debt, medical bills, payday loans and even utility bills. Often, your unsecured debt may be discharged during Chapter 7 bankruptcy.
Chapter 13 bankruptcy may be a better option if you need more extensive property protections.
While both forms may prevent foreclosure and repossession, Chapter 13 bankruptcy may cover more property - like multiple homes, for example - than Chapter 7.
To know which option may be best for you, speak with a local New York bankruptcy and learn about the New York bankruptcy laws.
Start taking real action against debt today by speaking with a local New York bankruptcy attorney. Just call, toll free, 877-349-1309 or complete the free case evaluation form on this page and we'll put you in touch with a bankruptcy attorney near you.
Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney. Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.