If you're living with Big Debt in the Big Apple it may be time to take a big step towards a fresh start.
In New York, bankruptcy is designed to clear your debts, while giving you the protection you need to regain control of your life. It may address debt related to credit cards, medical bills, utility bills, personal loans and even mortgage and car loan debt.
For a free case evaluation with a local bankruptcy attorney in New York City, complete the free form on this page. Or, call toll free, 877-349-1309 and we'll connect you with an attorney in your area.
The automatic stay is designed to:
The protection of bankruptcy extends beyond the automatic stay, too. After your debts are settled in bankruptcy, your creditors cannot continue to collect. If they contact you or try to get more money from you after bankruptcy, you may be able to file charges against them.
While New York bankruptcy laws allow most anyone to file, you will need to decide which type of bankruptcy is right for you. Your two main choices are Chapter 7 and Chapter 13 bankruptcy.
NY laws provide two types of personal bankruptcy to allow people to achieve real control over their debt. With bankruptcy, you shouldn't be forced into something that doesn't work for you or fails to meet your needs.
For example, even if you have little or no income, Chapter 7 bankruptcy may be able to clear your debt. It's designed to work quickly to eliminate credit card, medical and payday loan debt. Plus, you won't have to make regular payments for years to make the plan work.
To learn more about your debt relief options speak with a NYC bankruptcy lawyer. You don't need to file until you get all the facts about how it might affect you.
Get your free case evaluation with a local New York City bankruptcy attorney today by completing the free form on this page or calling 877-349-1309.
Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.
Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.