When your debt becomes too much too handle, know that help is available. Cincinnati bankruptcy lawyers can answer your questions, explain your debt relief options, and provide you with case-specific bankruptcy information.
Filing bankruptcy in Ohio may help you eliminate your debt and put an end to the harassing phone calls and letters from your creditors.
A Cincinnati bankruptcy lawyer can also discuss the process and lasting effects of bankruptcy. Talk to a bankruptcy lawyer to get the facts.
Get answers from a Cincinnati bankruptcy lawyer today by completing the free evaluation form on this page or calling, toll free, 877-349-1309 and we will connect you right away.
Filing bankruptcy can be a complicated process with many moving parts and variables, but the focus should be on the end result: Elimination of your debt.
The two main types of bankruptcy for individuals, Chapter 7 and Chapter 13, work differently. In general:
Chapter 7 bankruptcy works to discharge as much of your unsecured debt - that is, debt from credit cards, personal loans and medical bills - as possible. However, you must qualify for Chapter 7 bankruptcy by passing a "means test" that looks at your income and property owned.
Chapter 13 bankruptcy may be a better option if you own lots of property and have some steady, reliable income. This type of bankruptcy orders your debt and creates a trustee-executed repayment plan.
These are just broad strokes. To see how bankruptcy can specifically affect your debt and which protections it can offer you, speak with a Cincinnati bankruptcy lawyer. A lawyer may answer your questions and give you the information you need to start on the road to financial independence.
To speak with a Cincinnati bankruptcy lawyer today, fill out the free case evaluation form on this page or call, toll free, 877-349-1309.
Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.
Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.