Cleveland Bankruptcy Lawyers. Bankruptcy in Ohio - Total Bankruptcy
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Cleveland Bankruptcy Lawyers

Cleveland bankruptcy lawyers can give you information about tackling debt head-on through the powers of U.S. bankruptcy laws. Bankruptcy laws were created to help people eliminate debt, protect property and secure their future.

Ohio bankruptcy laws allow filers to address debt stemming from many sources, including credit cards, mortgages, car payments, medical bills and even payday loans. Filing for bankruptcy may also provide protection against not just foreclosure and lawsuits, but against the harassing phone calls and letters placed by creditors.

The first step on the way to a new financial life may be your meeting with a Cleveland bankruptcy lawyer. Your lawyer may get you the information you need to start the process of reforming your debt and protecting your assets.

Connect with a local Cleveland bankruptcy lawyer today by calling us, toll free, at 877-349-1309 or filling out the free case evaluation form on this page.

Free Case Evaluation

Filing Bankruptcy Myths

A lack of knowledge about bankruptcy prevents many people from getting the legal help they need to fully recover from their debt. Here are just a couple of the most common myths about bankruptcy:

  • I will lose my home. In Chapter 13 bankruptcy, your home is protected by the "automatic stay" provision which prevents foreclosure while you make payments on a court-approved timetable. But you must make all of these payment on time. For Chapter 7 bankruptcy, most states allow for a homestead exemption, and in the majority of cases there is no home sale.
  • Bankruptcy will ruin my credit record. This is not necessarily true. While it is true that bankruptcy will remain on your credit report for up to 10 years, what also ruins your credit record is your inability to pay your debts on time. If you file for Chapter 7, most of your debts may be discharged, and you may be given a fresh start. If you can keep on top of any new debts you incur after you emerge, your credit record should actually improve over time.

Bankruptcy could be the tool you need to clear your debt and get a fresh financial start. Talk to a bankruptcy attorney about how to make the most of this opportunity.

Get Help from a Cleveland Bankruptcy Attorney Today

Bankruptcy can provide unique benefits in different situations, from halting foreclosure to wiping out credit card debt. A local attorney can help you examine your financial situation and see if bankruptcy could help you.

To speak with a Cleveland bankruptcy lawyer, call us, toll free, at 877-349-1309 or fill out the free case evaluation form below.

Free Case Evaluation

Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.

Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.

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