Columbus Bankruptcy Lawyers. Ohio Bankruptcy Information: 877-349-1309
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Columbus Bankruptcy Lawyers

If you're struggling with serious debt, and unsure of how to confront it, it may be time to speak with a Columbus bankruptcy lawyer.

Free Case Evaluation

Bankruptcy lawyers can be a source of information about your debt relief options. They can provide details about the tools and protections offered by the Ohio bankruptcy laws.

Did you know that bankruptcy may put a stop to lawsuits, foreclosure and credit harassment?

Your lawyer can provide details on how to get protection from the "automatic stay," and outline how bankruptcy could work to eliminate your debt.

In Ohio, the decision to file for bankruptcy is designed to provide relief to people suffering from serious debt. You don't have to live with this burden. You can take action today to start down a road that leads you to financial independence.

To speak with a local Columbus bankruptcy lawyer, fill out the below form or call 877-349-1309.

Free Case Evaluation

Filing Chapter 7 or Chapter 13 Bankruptcy in Columbus

One of the first items of business for you and your Columbus bankruptcy lawyer may be an examination of your income, debt and assets. This is known as a "means test" and will help you and your lawyer determine which type of bankruptcy may help you eliminate your debt and protect your property.

Here is a brief comparison of Chapter 13 and Chapter bankruptcy.

Generally speaking, Chapter 13 may be a better for you if:

You don’t have to suffer under your debt. Speak with a local bankruptcy lawyer about how Chapter 7 and Chapter 13 bankruptcy can help you eliminate your debt, protect your property and give you a fresh start.
  • You must have a regular source of income. Chapter 13 bankruptcy typically involves an ordered and structured repayment plan, as overseen by a trustee. You will make payments to the trustee instead of your creditors, and in order to accomplish this you will need enough regular income. These payments are typically easier to make than your current debt obligations, and some of your debt may be discharged or crammed down by your lawyer during bankruptcy.
  • You have lots of assets you want to protect. Chapter 13 is generally better if you own lots of property, such as multiple cars or homes, because it can offer maximum protection.
Generally speaking, Chapter 7 may be better for you if:
  • You have lots of unsecured debt. Unsecured debt includes credit cards, medical bills, payday loans and personal loans, but not mortgages or car payments. Your unsecured debt may be discharged during filing.
  • You have a lower income. To file for Chapter 7 bankruptcy, you must meet certain income requirements. If your income is too high, you may not be eligible. Your lawyer can discuss Ohio's bankruptcy requirements with you

If you would like to know more about your Chapter 7 and Chapter 13 options and Ohio bankruptcy laws, dial our toll free number, 877-349-1309, or fill out the above form. We will connect you with a bankruptcy attorney in your area today!

Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.

Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.

Tap to Call - (877) 250-8242

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