Considering filing bankruptcy?
El Paso bankruptcy lawyers may be a good source of information when you're looking for help dealing with serious debt.
If you need debt relief, know that you're not alone. There are lawyers who may help you understand the Texas bankruptcy laws as well as provide you with bankruptcy information specific to your case.
These bankruptcy laws are designed to protect your future - and your assets - while you work to eliminate your debt and get a fresh start.
To make an informed decision about filing personal bankruptcy, you need to understand the intricacies of Chapter 7 and Chapter 13 bankruptcy.
Depending on your situation, only one chapter is likely to be a good fit for you, but both may help you eliminate your debt and offer protection against lawsuits and repossession.
Ask a local bankruptcy lawyer if Chapter 7 or 13 bankruptcy could help you get out of debt.
Call out toll free number 877-349-1309 and we'll put you in touch with a local El Paso bankruptcy lawyer. Or you may also use our fill out the below free bankruptcy case evaluation form:
Bankruptcy laws were created to help individuals and businesses with severe financial problems get a fresh financial start.
The decision to file for bankruptcy in Texas should not ruin your credit record for the rest of your life.
What ruins your credit record is your inability to pay your debts on time.
After officially filing bankruptcy, most of your debts may be discharged, and you could be given that fresh start you've been looking for.
You shouldn't be overwhelmed any longer by bills you may not be able to pay, and if you are able to keep on top of any new debts you incur after you emerge, your credit record should actually improve.
You should be able to get credit after your case goes through the bankruptcy courts.
In fact, credit card companies are generally now much more apt to issue a card to someone who has cleared his or her debt load and shown that they can be responsible rather than to continue to extend credit to someone that has a massive debt load and is behind on all their bills.
After filing, if you want to purchase a house or car again in the future, you should be able to if you've taken the steps needed to rebuild your credit.
To speak with an El Paso bankruptcy lawyer about Texas bankruptcy laws and how bankruptcy affects credit, call 877-349-1309 or fill out the free case evaluation form on this page.
Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.
Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.