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If you're tired of feeling like your debt controls your life, maybe it's time to speak with a Fort Worth bankruptcy lawyer about the bankruptcy option.
Bankruptcy is designed to help you get control over your debt while protecting you from harassment and creditor lawsuits.
Texas bankruptcy laws may offer protection for much of your property.This means that if you decide to file, your home, car and other items could be safe from foreclosure and repossession.
But before you make any decisions, you should fully understand the impact that bankruptcy can have on your debt. To get some answers about filing bankruptcy in Texas, speak with a Fort Worth bankruptcy lawyer.
Talk with one of our sponsoring Texas bankruptcy lawyers for free by calling 877-349-1309 or filling out the below form:
Texas bankruptcy law provides for two main types of bankruptcy for individuals: Chapter 7 and Chapter 13.
Each one has its own requirements you must meet in order to file.
In fact, one of the first things a Fort Worth bankruptcy lawyer might do with you is what's called a "means test."
This test is a measure of your debts, income and assets and will be used to determine which type of bankruptcy you qualify for.
Regardless of which type is right for you, both forms may offer you vast legal protection. When you file for bankruptcy, the bankruptcy courts have provisions they put in place to protect you from lawsuits, creditor harassment and repossession.
Bankruptcy was designed to organize and order debts, and creditors must live with the court's decision.
Also, your property will be likely be protected. Chapter 13 bankruptcy was designed to stop foreclosure.
Although the guidelines differ between Chapter 7 and Chapter 13, you may be able to keep much of your property after filing bankruptcy, including your home and car.
If you want to learn more about Chapter 7 and Chapter 13 bankruptcy and how Texas bankruptcy laws may work for you, speak with a local bankruptcy lawyer today.
Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.
Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.
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