If you feel you're in dire financial straits and need debt relief now, you may want to contact a local bankruptcy lawyer to see if you qualify to eliminate your debts through a bankruptcy filing.
The U.S. bankruptcy code is designed to provide protection for individuals facing serious debt.
West Virginia bankruptcy laws address many types of debt, including credit card bills, mortgage, medical bills and even payday loans.
Whether you faced short-term set-backs or a slow-build up of debt West Virginia bankruptcy lawyers can answer your questions about how the decision to file for bankruptcy can impact your life.
To speak with a local bankruptcy lawyer, simply call, toll free, 877-349-1309 or use our free case evaluation form on this page to be connected with a local attorney.
Many people still believe the old myths about filing for bankruptcy. Before you make a decisions on your financial future, get the full facts on all of your debt relief options.
Some people think a debt counseling service will eliminate their debts without the "stigma" of bankruptcy on their record.
This myth can be a very dangerous one. Debt counselors typically cannot get rid of your debts, nor can they stop your creditors from harassing you. All debt counselors may do is help you negotiate new terms on your existing debt with your creditors. Your creditors do not have to agree to any restructuring, there is no court-protected halt to claims and your credit may still be affected.
By contrast, the moment you file for Chapter 7 bankruptcy or Chapter 13, your creditors are generally prohibited, by law, from taking any legal actions against you.
Once your case is complete, most of your debts may be gone forever.
Furthermore, credit counselors may not have your best interests in mind. They are often owned by the very creditors that are making your life miserable to begin with. Don't let their non-profit claims fool you.
When you use a debt counselor, someone may be making a lot of profit off you, and in most cases, you'll still be hopelessly in debt.
The purpose of this Web site is to help you learn about the bankruptcy process, your bankruptcy attorney and your legal rights.
Start with the U.S. Bankruptcy Code and West Virginia bankruptcy laws. They deliver protection to people in financial jeopardy who are suffering under mountains of debt. Know that bankruptcy is your legal right.
Talk to a local West Virginia bankruptcy lawyer today about your options.
Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.
Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.