If you want to know all your options, call our Maine bankruptcy attorneys
If you want to know your rights, our Maine bankruptcy attorneys may recommend that a good place to start is at Total Bankruptcy. This site is supported and sponsored by our Maine bankruptcy attorneys because it is designed to answer questions and connect people to qualified legal counsel.
Our Maine bankruptcy attorneys should know that many people come to them only after they feel that they may no longer go it alone. They may have been through a great deal of personal stress due to a family economic problem and want it all to stop. These harried people sought out our Maine bankruptcy attorneys as a last resort because they didn't know their rights.
Our bankruptcy attorneys want you to know your rights, and to understand what filing a case may do for you. You should realize that:
Bankruptcy may not ruin your credit record. What ruins your credit record is your inability to pay your debts on time. If you file for bankruptcy, most of your debts may be discharged, and you may be given a fresh start. You shouldn't be overwhelmed any longer by bills you may not be able to pay. And, if you follow the counsel of your lawyers to keep on top of any new debts you incur after you emerge from bankruptcy, your credit record should actually improve.
Filing a case does not make you a bad person. Congress passed the bankruptcy laws to help individuals and businesses with severe financial problems get a fresh financial start and become productive members of society again. Do you think it makes you a better person to avoid your creditors, ignore your bills, and drive yourself further into a debt hole that you'll never get out of, or to get a fresh start, take on new credit responsibly, and pay your bills on time?
You should be able to get credit again. Since most of your debts should be wiped out after filing, and you won't be able to file for another eight years, most creditors should look at you as a good credit risk after your filing, and you should be able to get credit after your filing.
Hiring a good lawyer may be a wise investment. When you hire an experienced lawyer, we should make it financially possible for you to file. We offer affordable payment plans, and you may start your case for a small down payment, and pay us in installments over time. In fact, if you file a Chapter 13 reorganization case, you may be able to include our fees in your plan, and pay us over a three to five year period. We know that if are considering filing, you are having financial problems; we shouldn't make those problems any worse.
If you would like to know more, simply dial our toll free number, 877-349-1309. Or fill out the free confidential evaluation form. One of our experienced professionals should contact you to schedule a free, no-obligation consultation.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.