Let our Miami bankruptcy lawyers help put those harassing creditor calls on hold. forever!
Our Miami bankruptcy lawyers understand that you may need to take immediate action. Many hard-working people put off getting support from legal professionals such as our Miami bankruptcy lawyers because they were determined to solve their financial problems by themselves. While that may be an admirable attitude, it is often the worst possible approach one can take to enormous financial problems.
The truth of the matter is that once creditors begin their nonstop harassing phone calls and begin to threaten moves such as foreclosure on your home, there is little hope that any one would have of repaying their bills. Trying to take out more loans to pay back present debts can cause even more problems. Those loans will be at a much higher interest and will only haunt you later. If you're in this situation, it's time to call our Miami bankruptcy lawyers.
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If you feel as if you are not able to take the pressure of creditor harassment one more day, our Miami bankruptcy lawyers may file a Chapter 7 or Chapter 13 petition and the court may issue an "Automatic Stay" order. This may prohibit any further action by your creditors to collect their debts from you.
If you would like to talk to one of our Florida bankruptcy lawyers, call us toll free at 1 (877) 349-1309. Or, use our online case evaluation form. Simply fill out this secure online form with a few details about your situation. All information is kept strictly confidential. One of our experienced legal professionals should contact you to schedule a free, no-obligation consultation.
Reading your credit report may keep you out of trouble
A credit report is a record of how you use credit and how much of it you have available. By reading your report you may foresee future problems and make the appropriate changes now, before it's too late.
Your credit history is a summary of your credit transactions. This is the core of a credit report. It includes your payment history, including any late payments, to banks, credit card companies, retailers and other lenders including mortgage and auto-finance companies. These items remain on your credit report for seven years.
The public records portion of your credit report shows any involvement from the courts. This section also includes any filing or court judgments against you. These items remain on your credit report for seven years, except bankruptcies, which remain on your credit report for 10 years.
Your credit report will also show any current credit that you have, including amounts owed, amounts available, such as on a credit card or other form of revolving credit and payment amounts on installment loans. Lenders seize on this area of the credit report since it lends immediate insight into how much credit you may need, how well you pay back your debts and how much your monthly payments are likely to be if they approve your loan request.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.