Learn what you need to know from our Milwaukee bankruptcy lawyers
Our Milwaukee bankruptcy lawyers, as part of their program that includes sponsorship of Total Bankruptcy, are working very hard to educate consumers in our area about financial management.
Many clients come to our sponsoring Milwaukee bankruptcy lawyers because they found themselves caught in an overwhelming situation. Many had run up far too many bills to handle any type of sudden or unforeseen problem. When they are suddenly also faced with a job loss, divorce or uninsured medical bills they come to their Milwaukee bankruptcy lawyers in need of major help.
One of the best ways to avoid getting into an overwhelming situation is to learn as much as you can about managing your finances. If you suspect you're on the verge of real problems, it's best to visit one of our Milwaukee bankruptcy lawyers before it's too late.
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900 S 5th st Suite 302 Milwaukee, WI 53204 Map | Directions | Case Evaluation |
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2222 N. Mayfair Road Milwaukee, WI 53226 Map | Directions | Case Evaluation |
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If you would like to get a free consultation with one of our Wisconsin bankruptcy lawyers, you can call our toll free number, 1 (877) 349-1309. Or, fill out our secure online case evaluation form with a few details about your situation. All information is kept strictly confidential. One of our experienced legal professionals should contact you to set a convenient time.
Get started by learning the basics of Credit Reports.
Your credit report is an electronic record of your financial activities. The report covers everything from borrowing to buy a car or a home to applying for a loan or credit card. Every time you have applied for a credit card or other loan, it has been registered as an inquiry on your credit report.
A credit report is a record of how you use credit and how much of it you have available. If you're late in making a monthly payment, that will also appear on your report. Any time a lender is evaluating your loan request or a card company is considering whether to give you a credit card, you can count on an evaluation of your credit report to influence the decision.
If you have mismanaged your finances, this information remains on a credit report for years and may hurt the chance of getting additional credit. Sometimes, credit reports omit steps that borrowers have taken to improve their credit, or contain errors.
If you are working on your financial management skills, you should review a copy of your credit report from each of the three major bureaus. A copy of your credit report from each bureau generally costs $9-$15. Some states, including California and Connecticut, cap the fee slightly lower. Many financial professionals suggest you review your credit at least once a year. That means you may review all three major credit reports for less than $50. In addition, credit bureaus and other credit-report services sell annual subscriptions, often in the $50 to $100 range, that keep you informed of any and all activities to your credit report.
If you are denied credit for reasons based on the content of your credit report, you have the right under the Fair Credit Reporting Act to receive a free credit report from the issuing credit bureau within 60 days of receiving a credit-denial notice.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.