Our Minneapolis bankruptcy attorneys may be the light at the end of your financial tunnel.
Our Minneapolis bankruptcy attorneys have helped hundreds of people overcome major financial problems. And, they're in the process of helping more by sponsoring Total Bankruptcy - an information-packed web site.
When you visit one of our Minneapolis bankruptcy attorneys, you'll feel as if you're finally finding a better way to deal with your problems. You may receive the counsel and support you need - a real solution. They'll help you deal with your debts and then help develop the strategy you need to build a better future.
Right from the start, you'll realize that our Minneapolis bankruptcy attorneys really do understand that today millions of people need to consider the benefits of filing either a Chapter 7 or Chapter 13 case. Their clients were among the more than 1.1 million consumers who filed a Chapter 7 case last year. And, our Minneapolis bankruptcy attorneys are always quick to point out that while a few of these individuals had abused their credit privileges, the vast majority -- over 90% -- were faced with unforeseen problems such as divorce, job loss or enormous medical bills.
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If you'd like to talk to one of our Minnesota bankruptcy attorneys dial our toll free number, 1-877-349-1309. You can also use our online case evaluation form. Simply fill out this secure online form with a few details about your situation. All information is kept strictly confidential. One of our experienced professionals should contact you at the convenient time you schedule to provide a free, no-obligation consultation.
Beware of credit repair services.
You may be tempted to contact the people you have seen advertised who bill themselves as "Credit Repair Services." These people make it sound easy to solve your financial problems without filing a case in court. If you should decide to meet with one of these services, make sure that you do not confuse a credit-counseling service -- one that belongs to a reputable membership organization and is independently accredited -- with a credit-repair service.
Credit-repair firms often aim to improve your credit history by taking shortcuts or finding other time-saving measures. Unscrupulous credit-repair services promise to end your credit woes with claims of "Easy credit!" and "End all your money worries!" Others may claim to be able to remove an adverse public record such as a judgment lien from your credit report.
Such claims are false and misleading. In addition, any attempts by a credit-repair service to improve your credit history by modifying your identity could land you in trouble. According to the U.S. Federal Trade Commission, you may be charged with wire or mail fraud if you use falsified personal credit data to apply for credit.
If you use a credit-repair service, take advantage of the protections offered by the Credit Repair Organizations Act. One of these protections is to require the credit-repair service to deliver its promised service before you pay for those services.
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The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.