Attorneys: Join Our Network

Let our Mississippi bankruptcy attorneys help make Mississippi laws work to protect you!

The sponsoring Mississippi bankruptcy attorneys of Total Bankruptcy know how to best present their clients' situation to gain the most in terms of exemptions. Here are just a few of exemptions for which you might qualify:

Homestead: Our Mississippi bankruptcy attorneys may be able to claim a $75,000 exemption for land buildings and/or one mobile or manufactured home used as a primary residence in the amount of $20,000.

Wages: Our Mississippi bankruptcy attorneys may be able to protect 100 percent of your gross earnings for thirty days and then 75 percent of your gross earnings thereafter.

Other Property: Our Mississippi bankruptcy attorneys may help you protect tangible personal property of the following kinds not exceeding $10,000 in cumulative value: household goods, wearing apparel, books, animals or crops, motor vehicles, implements, professional books or tools of the trade, cash on hand, and professionally prescribed health aids; and any item of tangible personal property worth less than $200.

Bay St. Louis
153 Main Street
Bay St. Louis, MS 39601

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  Biloxi
2462 Pass Road
Biloxi, MS 39531

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Brookhaven
112 E. Monticello Street
Brookhaven, MS 39601

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  Hattiesburg
6184 US-98 East
Suite 400
Hattiesburg, MS 39402

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Jackson
10 Lakeland Circle
Jackson, MS 39216

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  Ocean Springs
918 Washington Avenue
Ocean Springs, MS 39564

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Oxford
106 King Street
Oxford, MS 38655

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  Oxford
1210 Office Park Dr.
Suite 101
Oxford, MS 39157

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Ridgeland
681 Town Center Blvd. Ste. A
Ridgeland, MS 39157

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  Southaven
5740 Getwell Road
Building 9, Suite A
Southaven, MS 38672

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Your bankruptcy exemptions should be shown along with all of the other case information in your petition to the court. It is very important for this bankruptcy petition to be written in the proper manner to ensure that your bankruptcy case will not face any obstacles or delays in the court system.

If you've ever considered filing, call our bankruptcy attorneys now

The powerful credit card lobby has constantly pushed Congress to make it harder for consumers with real financial problems to get the fresh start they are entitled to under the Bankruptcy Code. Over the past decade congressional leaders have repeatedly attempted to introduce a number of creditor-backed bills to limit the protections provided by Chapter 7 and Chapter 13 bankruptcy laws.

Therefore, the current law has resulted in the most significant changes to consumer law in decades.

  • Under the current bankruptcy law, it is much easier to dismiss your case or to convert a Chapter 7 case to a Chapter 13 case.

  • The current law also has two education requirements that debtors must pass before they are permitted to emerge.

  • Lawyers and even debtors may be liable for sanctions for a dismissed or converted case.

  • If you file a case under Chapter 7, and it is dismissed, not only may you not be eligible to file, you or your attorneys may even have to pay a significant amount of expenses and lawyers' fees.

If you would like to know more, please call our toll-free number (877) 349-1309 or use our case evaluation form. Simply fill out the secure online form with a few details about your situation. All information is kept strictly confidential. One of our experienced legal professionals should contact you at the convenient time you schedule to provide a free, no-obligation consultation.

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The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.