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Claim your rights through our Missouri bankruptcy attorneys

Every one of our Missouri bankruptcy attorneys believes that filing a case is a legal right. Their clients are like the many other Americans who thought they had things under control until suddenly faced with huge unexpected debts. They realize that 90% of those filing Chapter 7 are doing so due to divorce, job loss or uninsured medical bills. If you're in this type of situation, you need the capabilities and credentials that legal professionals such as our Missouri bankruptcy attorneys use to negotiate your case through the local court system.

Our Missouri bankruptcy attorneys should guide you through each step in the process. They may begin by discussing your case and helping you decide on your best legal options. They may then prepare and file a petition to the court that presents your case in the best possible light. Our Missouri bankruptcy attorneys may also make sure that you are taking advantage of the best possible way to claim any exemptions that is available to you. They will then go through the actual hearing of your case and help you rebuild your finances once your case is closed.

Brentwood
2510 S Brentwood Blvd.
Brentwood, MO 63144

Map | Directions | Case Evaluation
  Chillicothe
420 Washington St
Suite B
Chillicothe, MO 64601

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Clayton
6302 N. Rosebury, Suite 1W
Clayton, MO 63105

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  Columbia
1103 E. Walnut St.
Suite 203
Columbia, MO 65201

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Dexter
1420 West Business Hwy 60
Dexter, MO 63841

Map | Directions | Case Evaluation
  Independence
4016 S. Lynn Crt.
Ste. A
Independence, MO 64055

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Springfield
1736 E. Sunshine
Suite 702
Springfield, MO 65804

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  St. Louis
2001 S. Big Bend Boulevard
St. Louis, MO 63117

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Best of all, you may call on the bankruptcy attorneys available through Total Bankruptcy for a free, no-obligation consultation. If you would like to set an appointment, simply our toll-free number, (877) 349-1309. If you prefer, you may also stop by one of our office locations or fill out our online case evaluation form.

Your petition is crucial to success

Properly preparing your bankruptcy petition is key to the success of your case. Your attorney may begin to prepare your petition with the information you provided on your free evaluation form. During your first meeting, he or she may ask for more information, and they should keep you informed as your case progresses. If your financial situation changes during this period, or if you need to add any information, you should contact your attorney immediately to make any changes.

Your attorney should also choose the appropriate bankruptcy court to file your case.

The federal bankruptcy courts are located throughout the U.S., organized into 11 federal judicial districts. Typically, your case should be filed in the court nearest to your home. Once your case is filed, you will be assigned a case number, and will receive a very important order from the court called the "Automatic Stay." This is the official order that prohibits your creditors from taking or continuing any collection actions against you. The Automatic Stay means no more harassing letters, phone calls or lawsuits while your case is in progress.

The stigma related to filing under Chapter 7 or Chapter 13 is not what it was 30 years ago. Just ask the millions of Americans who have taken this step to rebuild their futures. A clean slate is the ultimate tool of empowerment. Filing for either a Chapter 7 or Chapter 13 may not be the right decision for you, but you owe it to yourself to become educated about all of your options so that you can make an informed decision.

Click Here For a Free Bankruptcy Evaluation

The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.