Gambling debts are not the only reason to contact the Nevada bankruptcy attorneys of Total Bankruptcy
Our sponsoring Nevada bankruptcy attorneys help many people with all types of financial problems - from debts caused by divorce, illness or job loss.
There are many reasons people find themselves in financial trouble, but whatever the cause, you should depend on our Nevada bankruptcy attorneys for strong support and understanding as well as experienced legal advice. If you wish to retain their services, you may do so for a small fee and then make monthly payments.
Learn more about your options by calling (877) 349-1309 or use our secure online evaluation form to schedule a meeting with our Nevada bankruptcy attorneys. Your first call is free with no obligation, but you may gain very valuable help in determining your options. The experienced Nevada bankruptcy attorneys who sponsor Total Bankruptcy may be able to provide invaluable guidance in navigating your path out of debt. They may be able to eliminate the majority of your debts and help you keep as much of your property as possible.
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Carson City
412 N. Division St. Carson City, NV 89703 Map | Directions | Case Evaluation |
Las Vegas
625 S. Sixth Street Las Vegas, NV 89101 Map | Directions | Case Evaluation |
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Reno
241 Ridge Street, Suite 220 Reno, NV 89501 Map | Directions | Case Evaluation |
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Our bankruptcy attorneys may also be able to help you emerge from bankruptcy with a plan for a healthier financial lifestyle and a chance for a fresh start.
Using state exemptions to protect your property
Exemptions are laws passed by every state that allow you to protect certain types of your property from your creditors when you file under Chapter 7 or Chapter 13 protection. These include your home, car, pensions and IRAs, motor vehicles, clothing, tools, and other important property. State law provides a number of exemptions that protect your property, and your attorney may be able to advise you on which exemptions are best for you./p>
Homestead: $200,000 homestead exemption
Wages: 75 percent of gross earnings
Automobiles: Up to $15,000 in equity in one motor vehicle.
Other property: Private libraries not to exceed $ 1,500 in value; all family pictures and keepsakes; necessary household goods not to exceed $10,000 in value; farm trucks, stock, tools, and supplies not to exceed $ 4,500 in value; professional libraries, office equipment, office supplies and the tools, instruments and materials used to carry on the trade of the judgment debtor not to exceed $ 4,500 in value; and the cabin or dwelling of a miner and his cars, implements and appliances not exceeding $4,500 in total value.
If you need help - Call us now!
The Bankruptcy Abuse Prevention & Consumer Protection Act of 2005 has passed both Houses of Congress and was signed into law by President Bush. This law drastically changes the entire focus of the courts. It dramatically cuts back on the rights of millions of financially troubled consumers. Among its provisions, the law:
Imposes a strict and complicated Means Test that restricts your ability to qualify for Chapter 7 or Chapter 13 protection.
Requires you to get a certification from a debt counselor that you made efforts to reduce your debt before you can file.
Increases the work and cost associated with obtaining a discharge.
If you think that you may soon be seeking to file, the time to contact us is now!
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.