Get creditor and foreclosure protection from a New York bankruptcy attorney.
Every competent New York bankruptcy attorney should understand the Bankruptcy Code and know how to effectively use it to empower their clients. When you hire a qualified New York bankruptcy attorney you gain the debt relief you are entitled to under both federal and state laws. And with the help of a good New York bankruptcy attorney you may be able to begin to rebuild your credit and your life.
For individuals, the options are either Chapter 7 or Chapter 13.
When you hire a New York bankruptcy attorney, they should work with you to determine if a Chapter 7 or Chapter 13 filing is most appropriate for your particular case.
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Albany
314 Great Oaks Blvd. Albany, NY 12203 Map | Directions Case Evaluation | Coverage |
Brooklyn
26 Court Street Suite 2211 Brooklyn, NY 11242 Map | Directions Case Evaluation | Coverage |
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Flushing
10818 Queens Blvd Floor 4 Suite 3 Flushing, NY 11354 Map | Directions Case Evaluation | Coverage |
Middletown
225 Dolson Ave. Suite 303 Middletown, NY 10940 Map | Directions Case Evaluation | Coverage |
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Monticello
10 Saint John St. Monticello, NY 12701 Map | Directions Case Evaluation | Coverage |
New York
111 Broadway 9th Floor New York, NY 10006 Map | Directions Case Evaluation | Coverage |
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New York
225 W. 34th Street Suite 300 New York, NY 10122 Map | Directions Case Evaluation | Coverage |
Rochester
Two State Street 1600 Crossroads Building Rochester, NY 14614 Map | Directions Case Evaluation | Coverage |
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Syracuse
4306 East Genesee Street Syracuse, NY 13214 Map | Directions Case Evaluation | Coverage |
Wappingers Falls
939 Route 376 Suite 3 Wappingers Falls, NY 12590 Map | Directions Case Evaluation | Coverage |
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White Plains
One Water Street White Plains, NY 10601 Map | Directions Case Evaluation | Coverage |
Woodbury
40 Crossways Park Drive Woodbury, NY 11979 Map | Directions Case Evaluation | Coverage |
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In a Chapter 7 case, most of your unsecured debts are discharged and assets beyond allowable exemptions are liquidated to pay some or all of your debt. Usually, many of your assets are exempt - meaning they cannot be liquidated. In a Chapter 13 case, you may reorganize your debts and repay them in an affordable payment plan that lasts 36 to 60 months. Your creditors should not take any action against you while you repay your debts.
You are only a few clicks away from financial help
The experienced lawyers sponsoring Total Bankruptcy know how to help you navigate the sometimes tricky waters of bankruptcy. Every lawyer from these sponsoring firms may be able to help you eliminate the majority of your debts and help you keep as much of your property as possible. Let us help you emerge from your debts with a plan for a healthier financial lifestyle.
It's easy and secure
Simply fill out this secure online form with a few details about the nature of your financial situation (all of which will be kept confidential), and one of our sponsoring lawyers should contact you to schedule your free, no-obligation consultation. It couldn't be any easier. And feel free to explore our site for more information. When you do, we're sure you might make the right move toward a better future.
What happens after it is over?
First, you breathe a sigh of relief. Your case is closed and your enormous debt load is erased. Now what? Your experienced lawyer may guide you toward a whole set of habits based on the following four steps. And since you can't file again for at least eight years, these four steps are important to building your financial future.
1. Control spending seems like a no-brainer. You now have a different lease on life. It's the perfect time to "clean up your act".
2. Live within a budget. Budgeting takes discipline, but you may only need an hour to sit down and figure out a budget. Then, you have to live by it.
3. Start saving.
4. Rebuilding your credit by following Steps 1-3 should take you a long way toward Step 4.
So, get started today. Call us at (877) 349-1309. You may also use our online case evaluation form for a free consultation.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.