Don't let the thought of hiring a New York City bankruptcy lawyer stress you out.
Between illness, job loss and divorce, more people are requiring the services of a New York City bankruptcy lawyer. Medical causes are the main reason people cite for the need of a New York City bankruptcy lawyer. Other reasons include divorce, credit card debts and sudden catastrophes.
Whatever your reason for needing a New York City bankruptcy lawyer, Total Bankruptcy may be able to help you discharge your debts and get on with your life.
Sponsored by some of America's experienced consumer debt consolidation attorneys.
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When you've exhausted all possible ways to deal with your debts, you may achieve comfort by consulting with an understanding and knowledgeable bankruptcy lawyer. Our association of attorneys has worked hard to help provide you with all the resources you need to become educated about your legal options and to take back control of your financial life. Once you have taken the first step and hired a bankruptcy lawyer you should have begun the process of regaining control of your finances.
State-of-the-art technology combined with excellent customer service.
Total Bankruptcy is administered by Kevin Chern, one of the country's prolific consumer Chapter 7 and Chapter 13 attorneys. Mr. Chern, formerly the Managing Partner of America's largest consumer debt consolidation law firm, works closely with this website's sponsoring attorneys to help them provide excellent service. This cooperative effort uses state-of-the-art technology, quality customer service and a broad consumer debt consolidation and liquidation knowledge base to provide every client with a comforting experience during a difficult time in their life. With excellent service, convenient locations and flexible payment plans, we will do all it takes to help you make a fresh start.
Congress passed the current bankruptcy law includes the following provisions:
A strict financial means test, the centerpiece of the bill, may prohibit many debtors from filing a liquidation under Chapter 7. Essentially, the means test determines that if your income is above a specified level, then you are not permitted to file your case under Chapter 7 and must instead use Chapter 13, which requires that you enter into a repayment plan rather than simply liquidating your debts.
A requirement that all debtors must receive a briefing from an approved credit counseling agency at least six months before they may file their case.
A requirement that debtors take an approved class on debt management techniques before they receive their discharge.
A provision making it easier for a court to dismiss a case outright or to convert a Chapter 7 case to a Chapter 13 case.
A provision permitting a court to impose sanctions on attorneys, or even on debtors, for filing a Chapter 7 case that is dismissed or converted to a Chapter 13 case.
Call 1-877-349-1309 for the help you need today and tomorrow.
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The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.