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Choosing the right New York City bankruptcy lawyers may be the first step to a better future.

The New York City bankruptcy lawyers behind Total Bankruptcy are here to help give you the advice and counsel you need to face difficult financial decisions. They are experienced in helping clients gain the protection they need to deal with mountains of debt.

Our sponsoring New York bankruptcy lawyers believe that bankruptcy is a legal right. And, they've helped many clients exercise that right. When you call on one of our New York City bankruptcy lawyers, you should be treated with respect and all of your information will be held in the strictest confidentiality. You should have experienced professionals behind you to meet what seems to be the worst possible situation.

Our New York City bankruptcy lawyers strongly believe that bankruptcy laws were created by Congress to provide relief to those in need. Divorce, job loss, identity theft, staggering medical bills or disability has victimized the clients of our bankruptcy lawyers. You are not alone -- 90% of all bankruptcy cases are a result of job loss, uninsured medical bills or divorce.

New York
49 West 37th Street
7th Floor
New York, NY 10018

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  New York
24 W. 40th Street
17th Fl
New York, NY 10018

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New York
111 Broadway
9th Floor
New York, NY 10006

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  New York
225 W. 34th Street
Suite 300
New York, NY 10122

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Usually a combination of unfortunate events contributes to significant financial woes. Some seemingly manageable credit card debt may become insurmountable when combined with a job loss. So, stop blaming yourself for your situation and take control of it. The provisions of the U.S. Bankruptcy Code, when navigated by an experienced attorney, may provide a safe harbor and a new beginning just when you had lost all hope.

Make New York state laws work in your favor.

Our sponsoring attorneys will gladly schedule a free initial consultation with you and advise you on the best first steps for you to take to solve your problems. They are experienced in state as well as federal law and should explain to you all of your rights and options.

Here are a few of the exemptions that may be available to you under state law:

  • Homestead: Property owned and occupied as a principal residence that does not exceed $10,000.

  • Wages: There are no specific earnings exemptions in our state. You may gain compensation for loss of future earnings to the extent necessary to support yourself and your dependents.

  • Automobiles: One motor vehicle in the amount of $2,400.

  • Other Property: All stoves, food, and necessary fuel for 60 days; one sewing machine; family Bible, family pictures, and school books; other books not exceeding $50 in value; church pew; certain domestic animals not to exceed $450; clothing; household furniture; one refrigerator; one radio receiver; one television set; crockery, tableware and cooking utensils; a wedding ring; a watch not exceeding $35 in value; necessary tools, furniture, and equipment for a trade or business not exceeding $600 in value.

Start today.

You can call us, toll free, at 1 (877) 349-1309. Or, use our online case evaluation form. Simply fill out this secure online form with a few details about your situation. All information is kept strictly confidential. One of our experienced legal professionals should contact you at the convenient time you schedule to provide a free, no-obligation consultation.

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The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.