Saving Money On Groceries
Meaghan T. Olson
After filing for bankruptcy and discharging your debt (woo-hoo!), it's time to get back on track. Start saving on the "little" things like groceries, and you'll be setting yourself up for a bright future.
It's possible to trim the expenses associated with even the most necessary tasks--especially on food costs.
Here are six quick ways you can save money while you're grocery shopping:
- Choose where you shop wisely. Compare the prices at several stores and see what stores offer the best prices. The store closest to your home may be the most expensive in your neighborhood. Driving a few miles may save you money in the long run. Although it may be tempting to drive from store to store to get the best deals on individual items, limit your shopping to just a few stores. With gas prices so expensive, it doesn't make sense to drive five miles just to save money on three items.
- Buy in bulk. If you've got a large family, or are planning a large event, you could save a lot of money by frequenting one of the 'club stores.' However, it doesn't make sense to buy in bulk if you're going to waste half of what you buy.
- Purchase only what you'll use. If you drink a lot of milk, consider buying the biggest container of milk you know you'll use before it goes bad. It's often more expensive to buy two smaller containers than one big one. This holds true with many products on the market today.
- Take time to prepare your food. Prepared foods like TV dinners or pre-cut vegetables are naturally more expensive than foods you assemble yourself. If possible, spend the extra time to make the food yourself. It is often much less expensive than if you purchased the food ready to eat. It's also healthier for you and your fam.
- Buy generic. Often, the store brands you can purchase taste just like popular name brands. You can scrimp on cost without sacrificing any taste.
- Watch your coupon use. Cutting coupons is a good way to save money if you find coupons that match what you were planning on buying. Often, however, it is tempting to buy a product specifically because you have a coupon for it. If you wouldn't have purchased the product without a coupon, don't be tempted to buy it just because you do. And remember, often generic, store-brand items cost much less, even if you factor in the coupon savings. Keep watching those crazy coupon shows for tips on how to get 70, 80 or even 90+% off your groceries.