Don't hire just any attorney - Hire an experienced Oakland bankruptcy attorney of Total Bankruptcy.
A sponsoring Oakland bankruptcy attorney of Total Bankruptcy focuses on consumer debt consolidation and liquidation. Each sponsoring Oakland bankruptcy attorney is dedicated to making sure that their California clients receive the help they need to settle their debts and get on with their lives. When you contact an Oakland bankruptcy attorney of Total Bankruptcy, you should be sure that you'll receive concerned, knowledgeable and supportive legal counsel.
When you entrust your case to a qualified Oakland bankruptcy attorney of Total Bankruptcy, you'll be taking the first step toward regaining control of your debts. Once you've called our toll free number, 1 (877) 349-1309, or filled out our online case evaluation form, a sponsoring California bankruptcy attorney should contact you to set up a meeting at your convenience. All information is kept strictly confidential.
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Get the protection you deserve at an affordable fee from Total Bankruptcy
Once you have decided to hire a lawyer, he or she may be able to immediately file a petition on your behalf with the court. On this document you will list all your important personal information, including income, assets, living expenses and debts. In addition, a sponsoring lawyer can help you determine applicable California exemptions to which you're entitled. Exemptions are laws that prevent your creditors from taking property away from you.
Once your lawyer files the petition in local court, the court appoints a trustee to your case and an "Automatic Stay" is entered. An "Automatic Stay" is a court order that prevents creditors from taking any further action against you outside of court proceedings. This action should ensure that:
Your creditor calls and bills stop.
Your property cannot be seized.
Your creditors cannot sue you.
Your house cannot be foreclosed upon.
Your paycheck cannot be garnished.
Your car cannot be repossessed.
Your bank must stop any foreclosure action.
Your suspended driver's license must be reinstated.
Chances are excellent that your case should sail through the courts. However, you must act responsibly. If you attempt to conceal property or other assets, destroy financial records, violate a court order or make large, last minute charges on your credit card, your case may be dismissed and you may be sanctioned.
However, the current bankruptcy law makes it difficult for debtors to qualify for a Chapter 7 discharge. Before anyone can file under this law, they must undergo credit counseling at their own expense and pass a strict "Means Test". So if you think you qualify for filing, you should call us at 1-877-349-1309.
Call 1-877-349-1309 or click below to fill out our secure online evaluation form.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.