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Our Ohio bankruptcy attorneys know the truth about bankruptcy

The Ohio bankruptcy attorneys who sponsor Total Bankruptcy know that most debtors who find themselves in need of bankruptcy protection didn’t get where they are by overspending on credit cards and neglecting their responsibilities. Regardless of the picture painted by the financial industry, Ohio bankruptcy attorneys see the reality every day. They know that medical bills, rising interest rates, the increase in minimum credit card payments, mounting energy bills, and a variety of other factors beyond the control of the average consumer have combined to create difficult circumstances across the country.

The numbers don’t lie—these Ohio bankruptcy attorneys know that more than 2 million people filed for bankruptcy protection in 2005. That increase happened for a reason, and in about ninety percent of those cases, the reason was a serious and unforeseen problem such as major medical bills, job loss or divorce.

Akron
333 S Main Street
Suite 601
Akron, OH 44308

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  Bryan
132 W. High Street
Bryan, OH 43506

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Chardon
401 South Street
401 South Street
Chardon, OH 44024

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  Cincinnati
1014 Vine Street
1900 Kroger Building
Cincinnati, OH 45202

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Cincinnati
10921 Reed Harman Highway Suite 31
Cincinnati, OH 45242

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  Cleveland
55 Public Square, Suite 1275
Cleveland, OH 44113

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Columbus (Upper Arlington)
2130 Arlington Ave
Columbus (Upper Arlington), OH 43221

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  Dayton
4403 N. Main Street
Dayton, OH 45045

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Lorain
6055 Park Square Drive
Lorain, OH 44053

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  Mansfield
Barrington One Building
13 Park Avenue West, Suite 605
Mansfield, OH 44902

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Medina
319 South Court Street
Medina, OH 44256

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  New Philadelphia
436 Fair Avenue, NW
New Philadelphia, OH 44663

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Parma
5510 Pearl Road
Suite 300
Parma, OH 44129

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  Shaker Heights
20133 Farnsleigh Road
Amtrust Bank Building, 2nd Floor
Shaker Heights, OH 44122

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Sidney
111 E. Court Street
Sidney, OH 45365

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  Toledo
1900 Monroe St.
#102
Toledo, OH 43604

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Wapakoneta
103 S. Blackhoof St. 2nd. Floor
P.O. Box 2056
Wapakoneta, OH 45895

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  Youngstown
City Centre One Building
100 Federal Plaza East
Youngstown, OH 44503

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If you would like to know more, or to contact a legal professional near you, all you need to do is call our toll free number, (877) 349-1309, or fill out our secure online case evaluation form. All information is kept confidential. An experienced legal professional will contact you to set a convenient time for a free consultation.

Credit card companies want you to think bankruptcy protection is out of reach

The current law calls for financially troubled Americans to be subjected to a "means test" to determine their eligibility for a Chapter 7 filing. However, the vast majority of people who are pursuing Chapter 7 bankruptcy protection aren’t affected by this test, since their income is too low for the “means test” to create an obstacle. Don’t let financial industry hype intimidate you out of exploring your options and taking action to get your finances in order.

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