Alternatives to Bankruptcy

Bankruptcy is a major life decision that should not be taken lightly. While Chapter 7 and Chapter 13 bankruptcy can provide powerful relief from unmanageable debt, filing bankruptcy is not the right solution to every problem. There may be other paths you can take to get out of debt.

On the other hand, if you have lots of debt and have been struggling to get out of the hole, bankruptcy is designed to eliminate debt. Some of the common debts people get discharged through a bankruptcy include:

  • hospital and doctor bills
  • credit cards like Visa, MasterCard, etc.
  • store credit cards like Macys, Target, etc.
  • mortgage and car loans
  • payday loans and interest
  • utility bills like gas and electric
  • cell phone charges
  • some personal loans
  • some car accident-related charges
  • some eviction/unpaid rent debt
  • foreclosure balances, and more

If you would like one-on-one advice, talk to a bankruptcy attorney today. Receive a free initial consultation by filling out the case review form below.

The Alternatives: Debt Settlement and More

Debt Settlement - If you’re considering debt settlement, make sure you know what to look for in a debt settlement agency.

Five Steps to Eliminating Debt - Discover the five steps to clearing debt.

Still not sure whether filing bankruptcy if appropriate for you? A local bankruptcy lawyer can help you sort it all out.

We will connect you with a bankruptcy attorney in your area. All you have to do is call 877-349-1309.


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