If you’re overburdened financially, chances are you’ve had unpleasant contact with debt collectors. What many struggling Americans don’t know is that filing for bankruptcy can silence debt collectors that filing for bankruptcy can silence debt collectors by legally preventing them from making contact with the filer.
It’s important to know that, thanks to the Fair Debt Collection Practices Act (FDCPA), you have rights with debt collectors. That’s right: you are legally entitled to be treated fairly and respectfully by the people trying to get money from you.
Some of the behaviors that are explicitly prohibited by the FDCPA include these:
Harassment: Specifically, debt collectors are prohibited from
If you decide that you want to get a fresh financial start through a bankruptcy filing, you can expect contact from debt collectors to stop. That’s because when you file a bankruptcy petition, something called the automatic stay takes place.
If you’re ready to end the stress of constant worry and stress of dealing with debt collectors, take a moment now to fill out the form to get your free consultation with a local bankruptcy attorney. Get started on the road to debt relief today.