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How to File for Bankruptcy

What is Involved in a Bankruptcy Case?

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Dealing with debt collectors and other creditors can be stressful. Millions of Americans find themselves deep in debt, and for many, filing bankruptcy provides relief.

But filing bankruptcy isn't as easy as going to your local courthouse. The process involves dozens of legal forms and at least one appearance before a judge. Most people find that working with a bankruptcy attorney helps them make sense of all the steps and requirements.

Bankruptcy's ability to wipe out debts means it's more common than ever to file bankruptcy. To find out just how filing bankruptcy could benefit you, simply fill out the quick form below to speak with an attorney today.

Steps to Take If You're Considering Bankruptcy

  1. Get your bills together so you know how much debt you're dealing with.
  2. Talk to a bankruptcy lawyer to see if you qualify. Ask him/her these questions:
    • Which type of bankruptcy could help me the most? Chapter 7 or 13?
    • Am I eligible to file bankruptcy?
    • Can I keep my home(s)/car(s) if I file?
    • How will this bankruptcy affect my credit and for how long?
    • Will Chapter 13 stop my foreclosure?
    • How long will my bankruptcy take?
    • Do I have to go to court with you? What's my role?
    • How much will my bankruptcy cost?
  3. Talk the decision over with your family and friends. Review these common questions about bankruptcy. Weigh your options and make your decision.
  4. Have your attorney file the paperwork and start the process. Immediately after you file, creditors are prohibited from contacting you any longer and all collections must stop.
You don’t have to suffer under your debt. Speak with a local bankruptcy lawyer about how Chapter 7 and Chapter 13 bankruptcy can help you eliminate your debt, protect your property and give you a fresh start.

Talk to a Bankruptcy Lawyer for Free

Bankruptcy can be a complicated process with filing deadlines, court meetings and lots of detailed paperwork to arrange.

Most people use a bankruptcy lawyer to facilitate the process so they make sure all of the laws are followed and they get the most out of their filing.

If you're considering filing for bankruptcy, you can talk to an attorney about your legal issues. Fill out the form on this page to receive a free case evaluation by an attorney.

More Information on Filing for Bankruptcy

Things to Know Before You File

What Happens When You File

Life After Your Bankruptcy


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