Improve Your Financial Future

Dealing With Creditors: Know Your Rights

If you're deep in debt, you probably already realize that some debt collectors resort to unsavory practices when they attempt to collect; however, you should know that debt collectors and creditors have rules they must live by.

Silence Your Creditors - Filing bankruptcy should stop creditor harassment. Learn how you may be able to silence your creditors through filing bankruptcy.

Tips on Dealing With Debt Collectors - Know what you should do if you have to deal with creditors.

Dishonest Debt Collectors - State laws protect against deceptive and abusive credit practices - learn about them here.

Be Treated Fairly - Know your rights and recognize whether debt collectors are overstepping their bounds.

If your phone is ringing off the hook from debt collectors and collection notices are clogging your mailbox, you may want to do something about your debt.

Bankruptcy was designed to stop creditor harassment. Creditors cannot legally contact you after you file bankruptcy. Filing bankruptcy may also stop foreclosure, lawsuits, repossessions and utility shutoff.

Learn more about bankruptcy by speaking with a bankruptcy attorney. We can easily connect you to a local bankruptcy lawyer—simply fill out our below free form or call us at 877-349-1309.


PAID ATTORNEY ADVERTISEMENT: THIS WEB SITE IS A GROUP ADVERTISEMENT AND THE PARTICIPATING ATTORNEYS ARE INCLUDED BECAUSE THEY PAY AN ADVERTISING FEE. It is not a lawyer referral service or prepaid legal services plan. Total Bankruptcy is not a law firm. Your request for contact will be forwarded to the local lawyer who has paid to advertise in the ZIP code you provide. Total Bankruptcy does not endorse or recommend any lawyer or law firm who participates in the network nor does it analyze a person's legal situation when determining which participating lawyers receive a person's inquiry. It does not make any representation and has not made any judgment as to the qualifications, expertise or credentials of any participating lawyer. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The information contained herein is not legal advice. Any information you submit to Total Bankruptcy does not create an attorney-client relationship and may not be protected by attorney-client privilege. Do not use the form to submit confidential, time-sensitive, or privileged information. All photos are of models and do not depict clients. All case evaluations are performed by participating attorneys. An attorney responsible for the content of this Site is Kevin W. Chern, Esq., licensed in Illinois with offices at 25 East Washington, Suite 400, Chicago, Illinois 60602. To see the attorney in your area who is responsible for this advertisement, please click here, or call 866-200-8052.

FLORIDA ONLY: Total Bankruptcy is considered a lawyer referral service in the state of Florida under the Florida Rules of Professional Conduct. By all other standards, Total Bankruptcy is a group advertisement and not a lawyer referral service.

If you live in Mississippi, Missouri, New York or Wyoming, please click here for additional information.

By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.