If you are interested in filing bankruptcy to eliminate debt, stop foreclosure or silence creditor harassment, you may be interested in what forms you will need in order to file.
The U.S. Bankruptcy Court provides forms necessary to file bankruptcy. However, there are many forms, exhibits and schedules that need to be included in a proper bankruptcy filing. Exclusion of a form, or information on a form, could lead to a case be dismissed.
You may also employ a bankruptcy attorney to help you complete all the necessary paperwork. For information on connecting with a local bankruptcy attorney in your area, simply fill out our free bankruptcy evaluation form or call 877-349-1309 and we will connect you with a bankruptcy attorney in your area today.
The average person seeking bankruptcy relief will file a Voluntary Petition. This bankruptcy petition includes personal information, such as name, address, and Social Security Number; the U.S. court district in which you wish to file; information about debts and assets; the bankruptcy chapter being filed; and other information required by the courts.
This form must be signed by the debtor and, if applicable, co-debtor (such as a spouse who is co-filing), and by your bankruptcy attorney.
Depending on the chapter of bankruptcy you file, you will need additional forms. A Chapter 13 bankruptcy filing requires information on your ability to repay creditors, as well as a form to protect any co-signers on your debt.
Certain forms also collect information on your income, real and personal property, and information on debts owed to individual creditors.
As you can see, the volume of paperwork required to properly file bankruptcy can be intimidating for a first-time filer. By connecting with a local bankruptcy attorney, you may be able to file with less headache and worrying.
If you decide to meet with a local lawyer to discuss filing bankruptcy, there is certain information that may help the process.
Your bankruptcy lawyer may recommend you bring:
If you chose to meet with a lawyer, be sure to ask what information he or she requires for an initial consultation. Some bankruptcy attorneys may require additional documents, or may tell you to wait for a later meeting to provide this information.
Whether you are interested in filing bankruptcy to eliminate credit card debt or halt repossession on your home or car, you can speak with a local bankruptcy lawyer to discuss your options.