Tap to Call - (877) 250-8242
Medical Bills Help

Medical Bills

Learn How Bankruptcy May Wipe Out Medical Debt

The cost of health care in America is, to put it simply, expensive.

Even if you have health insurance coverage or Medicare or Medicaid benefits, a simple illness could end up costing you thousands of dollars.

An illness or injury hits your wallet in many ways, including:

  • Cost of doctor visit, typically $20-60 with insurance, not counting any procedures
  • Prescription drugs, costs start at $4 and go up and up
  • Tests and treatments
  • Overnight stays at hospital
  • Emergency room care, which averages more than $500 a visit

One illness or injury could involve multiple doctor visits, tests and prescriptions. Even with insurance you must still pay deductibles and make co-payments. Plus, there may be limits to how much your insurance will pay.

Plus, a medical emergency typically means missed time at work, too. So now, on top of the steep medical bills, you may have less money this month because you were forced to take time off work.

In some cases, a serious medical condition could keep you out of work for weeks or months. Even if your insurance covers most of the medical expenses, you could still find yourself struggling to make ends meet.

A 2009 study by researchers at Harvard University found that health issues were often a predictor of other financial problems. Even if you planned well for the future - covered by insurance and with a backup savings fund - a serious illness or injury could be financially devastating.

So if you’re unsure how you will cope with your medical bills,  take action and get someone on your side who can fight for you in the face of big hospitals, insurance companies and debt collectors.

A Prescription to Get Out of Medical Debt

If your debt is out of control because of medical bills and other expenses, there are actions you may be able to take to regain control of your life.

Medical debt is considered unsecured debt and could be wiped out completely with a Chapter 7 bankruptcy, and often in a Chapter 13 bankruptcy as well.

In fact, more than 60 percent of all bankruptcy filings are related to medical debt. For many people, only the legal protection of bankruptcy can provide them with the medical debt assistance they need.

To learn more about how filing bankruptcy may take care of your medical bills, speak with a local bankruptcy lawyer. Your lawyer can explain, in detail, how bankruptcy works and how it can affect your medical debt.

To get in contact with a local bankruptcy attorney, simply fill out the free case review form on this page and we’ll connect you right away.

Tap to Call - (877) 250-8242

PAID ATTORNEY ADVERTISEMENT: THIS WEB SITE IS A GROUP ADVERTISEMENT AND THE PARTICIPATING ATTORNEYS ARE INCLUDED BECAUSE THEY PAY AN ADVERTISING FEE. It is not a lawyer referral service or prepaid legal services plan. Total Bankruptcy is not a law firm. Your request for contact will be forwarded to the local lawyer who has paid to advertise in the ZIP code you provide. Total Bankruptcy does not endorse or recommend any lawyer or law firm who participates in the network nor does it analyze a person's legal situation when determining which participating lawyers receive a person's inquiry. It does not make any representation and has not made any judgment as to the qualifications, expertise or credentials of any participating lawyer. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The information contained herein is not legal advice. Any information you submit to Total Bankruptcy does not create an attorney-client relationship and may not be protected by attorney-client privilege. Do not use the form to submit confidential, time-sensitive, or privileged information. All photos are of models and do not depict clients. All case evaluations are performed by participating attorneys. To see the attorney in your area who is responsible for this advertisement, please click here, or call 866-200-8052.

FLORIDA ONLY: Total Bankruptcy is considered a lawyer referral service in the state of Florida under the Florida Rules of Professional Conduct. By all other standards, Total Bankruptcy is a group advertisement and not a lawyer referral service.

If you live in Mississippi, Missouri, New York or Wyoming, please click here for additional information.

By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.